, FORT MYERS, FL, 33905
Active192 days on marketListed Jan 12, 2026MLS #A11944155
About this home
INVESTORS OPPORTUNITY, Strong ROI Potential. Nearly completed custom home located on a deep-water canal with direct Gulf access, ideal for boaters and investors. Built 15 feet above the waterline and fully FEMA compliant, offering peace of mind and significant insurance advantages. The property features 3 bedrooms, 3 bathrooms, 2847 SqFt of living space and approximately 6,000 SqFt total, a 2-car garage with brand-new impact garage doors, private dock, fenced yard, two covered decks/porches, laundry on the third floor. Major upgrades already completed include: a new electrical panel and meter (fully inspected), roof dry-in approved and ready for metal or shingles, impact front door and all windows included and ready for install
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,847
Sqft
2
Garage
2001
Year built
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,425 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,425/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Fort Myers
Get to know Fort Myers. See the full Fort Myers guide →
FORT MYERS 33905 — neighborhood snapshot
Population
40,908
Median age
40.6
Median income
$70,009
Median home value
$260,400
Avg household
2.68
Households w/ children
3,592
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Myers market
$325K → $413K
Fort Myers median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
Median sold price, Fort Myers, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 90% above the FORT MYERS 33905 median. See the full Fort Myers market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,425/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $1,282. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at ?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fort Myers?+
At $499,000, this home is listed about 52% above the Fort Myers median of $327,500. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Riverdale High School (high), River Hall Elementary School (elementary), Manatee Elementary School (elementary), Orange River Elementary School (elementary), Tice Elementary School (elementary), Lehigh Senior High School (high), James Stephens Elementary School (elementary), Gateway High School (high), East Lee County High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$499,000 runs 90% above the FORT MYERS 33905 median — but at 2,847 sqft it's also nearly twice the size of the typical Fort Myers listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
192 days on market against a Fort Myers median of 49 — sellers in this position are usually ready to negotiate.
Listing courtesy of Mato Realty, LLC · Becky Mato PA. MLS #A11944155.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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