, DAVENPORT, FL, 33897
Active119 days on marketListed Mar 24, 2026MLS #A11988681
About this home
Welcome to this spacious 4-bedroom, 3-bathroom single-family home in the desirable Davenport area, this well-maintained residence offers over 2,000 sq ft of living space on a generously sized lot, providing both comfort and functionality for everyday living. Step inside to find a bright and open layout with multiple living areas, perfect for entertaining or relaxing. The home features a well-appointed kitchen, ample bedroom space, and a practical floor plan designed to accommodate a variety of lifestyles. An attached two cars garage and spacious yard add to the home’s convenience and appeal with formal dining area, alarm system, 2 sides his and her's closet space and separate utility room. No HOA Approval Needed! Located in a community with low HOA fees and easy access to major highways, shopping, dining, and Central Florida attractions, this property is ideal as a primary residence, vacation home, or investment opportunity. Don’t miss your chance to own a versatile and value-packed home in one of Davenport’s growing areas!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2
Garage
1998
Year built
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,407 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,407/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
The investor lens
Two ways this home pays
This home sits inside Westridge, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,295/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Westridge
Westridge is a short-term-rental community. See the full guide →
DAVENPORT 33897 — neighborhood snapshot
Population
29,206
Median age
38.9
Median income
$73,457
Median home value
$279,100
Avg household
2.85
Households w/ children
3,278
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$342K → $363K
Davenport median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$200,000
2822 BELLA VISTA DRIVE
3 bd · 2 ba · 1,420 sqft · $141/sqft · 123 DOM
Sold · Aug ’25$221,800
2840 BELLA VISTA DRIVE
3 bd · 2 ba · 1,420 sqft · $156/sqft · 80 DOM
Sold · Sep ’25$324,000
458 HALSTEAD DRIVE
3 bd · 2 ba · 1,484 sqft · $218/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,407/mo — principal and interest, the actual property-tax bill, the $151/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at ?+
The association fee works out to $151 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $3,125. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can be rented short-term?+
Yes — this home sits inside Westridge, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at ?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $448,000, this home is listed about 15% above the Davenport median of $388,995. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$448,000 runs 28% above the DAVENPORT 33897 median.
02Zoned for nightly rentals
Westridge is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03None views
The none view is part of what you're buying — views hold value independently of the structure.
04Time on market is leverage
119 days on market against a Davenport median of 42 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $450,000, now $448,000 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of The Keyes Company · Othniel Sculley. MLS #A11988681.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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