9970 CROSS RIVER TRAIL, PARRISH, FL, 34219
Active136 days on marketListed Mar 7, 2026MLS #A4685136
About this home
9970 CROSS RIVER TRAIL
Welcome to your dream home—a single story Neal Communities masterpiece on an oversized lot perfectly situated in the highly desirable Parrish, FL school district. From the moment you step inside, this home exudes warmth and sophistication. With 10-foot ceilings, wood-grain tile throughout, and a seamless open-concept layout, every inch is designed for both comfort and entertaining. The gourmet kitchen is a true centerpiece, featuring stainless steel appliances, a large island with breakfast bar, and gleaming quartz countertops. The great room is flooded with natural light thanks to oversized windows and a three-panel sliding glass door, which opens to an extended covered patio with serene preserve and pond views—a perfect backdrop for morning coffee or sunset gatherings. The owner’s suite is a private retreat, complete with dual walk-in closets, a luxurious ensuite bathroom with dual vanities, a walk-in shower, and a private water closet. Guests will appreciate the split floor plan, offering two bedrooms and a semi-private bathroom for added comfort. Need a home office or creative space? A versatile den/office with French doors and front yard views checks that box beautifully. Located in Wildleaf at North River Ranch, you’ll enjoy access to world-class amenities, including Camp Creek, a 12+ acre center with trails, pickleball courts, BMX bike park, pool with slides, a cozy café, EV charging stations, bike share, and vintage-inspired gathering spaces for neighbors and friends to connect. Whether you're hosting, relaxing, or exploring the community, this home is ready to elevate your lifestyle. Is this your perfect match? Schedule your private tour today and come experience the lifestyle waiting for you at North River Ranch!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,854
Sqft
0.16 ac
Lot size
2
Garage
2023
Year built
One
Levels
$256
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,797 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,797/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.9%
$/sqft vs NORTH RIVER RANCH PH IV-A
$256 vs $226
Days on market
136 vs 42 typical
Where $256/sqft sits among the 9 homes for sale in NORTH RIVER RANCH PH IV-A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Manatee River Farms
Get to know Parrish. See the full Parrish guide →
Manatee River Farms — neighborhood snapshot
Population
114
Median age
40
Median income
$191,750
Median home value
$569,628
Avg household
2
Households w/ children
21%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Parrish market
$395K → $411K
Parrish median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
3 of 9
NORTH RIVER RANCH PH IV-A have cut their price
Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the PARRISH 34219 median. See the full Parrish market guide →
Paper trail
This home's history
Reality check
What actually sold near 9970 CROSS RIVER TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$429,900
10153 SPRUCE RIVER WAY · same community
3 bd · 2 ba · 1,854 sqft · $232/sqft · 53 DOM
Sold · Dec ’25$435,000
10112 CROSS RIVER TRAIL · same community
3 bd · 2 ba · 1,860 sqft · $234/sqft · 390 DOM
Sold · Feb ’26$464,976
10120 SPRUCE RIVER WAY · same community
3 bd · 2 ba · 1,860 sqft · $250/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 9970 CROSS RIVER TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9970 CROSS RIVER TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9970 CROSS RIVER TRAIL FAQs
What would the monthly payment be for 9970 CROSS RIVER TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,797/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9970 CROSS RIVER TRAIL?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9970 CROSS RIVER TRAIL?+
The most recent tax bill on record (2025) was $7,455. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9970 CROSS RIVER TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Parrish?+
At $474,900, this home is listed about 13% above the Parrish median of $421,470. The market section on this page shows how the area is trending.
Which schools are assigned to 9970 CROSS RIVER TRAIL?+
Barbara A Harvey Elementary School (elementary), Parrish Community High School (high), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$474,900 runs 14% above the PARRISH 34219 median.
02Time on market is leverage
136 days on market against a Parrish median of 42 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Barbara A Harvey Elementary School, Parrish Community High School, Buffalo Creek Middle School — Barbara A Harvey Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Sam Santiago. MLS #A4685136.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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