John Carpenter
$2,200,000$2,750,0004 bd4.5 ba5,654 sqft$389 /sqft$13,656 /mo all-in ↓

3308 PALMA SOLA BOULEVARD, BRADENTON, FL, 34209

Active133 days on marketListed Mar 26, 2026MLS #A4687346

Reduced $550KWaterfrontPrivate poolSingle Family ResidencePALMA SOLA BAY

About this home

3308 PALMA SOLA BOULEVARD

Experience breathtaking coastal living with unforgettable sunsets over Palma Sola Bay in this exceptional three-story waterfront residence with no HOA restrictions. Perfectly designed for both relaxation and entertaining, this home features a private wood dock with a seating area, a heated pool, and a beautifully pavered backyard deck surrounded by lush mangroves—where you can enjoy daily sightings of dolphins and migrating birds. Inside, the home showcases refined architectural details including grand arches, expansive windows framing stunning water views, elegant wood trim work, bay windows, and a sweeping curved staircase leading to the upper levels. The main living level on the second floor is adorned with imported granite flooring and offers a formal living room, formal dining room, a richly appointed den with wood paneling, and a spacious family room with a striking stone fireplace. The updated kitchen features new appliances and granite countertops (2021), along with a breakfast bar perfectly positioned to capture serene water views. The third floor hosts four generously sized bedrooms, including a luxurious primary suite complete with a private sitting area, fireplace, spa-inspired bathroom with dual vanities, soaking tub, walk-in shower, and a private deck overlooking the bay. A private elevator services all levels for added convenience. The ground level offers additional flexible space with four non-conforming rooms for ample storage or all your entertaining needs! Extensive upgrades include hurricane impact windows and doors (2023), a refinished pool and pavered deck (2023), a new metal roof (2025), and fresh interior paint (2026). An oversized two-car garage with electric vehicle charging station complete the property. Ideally located with quick access to Anna Maria Island, Longboat Key, Bradenton, Sarasota, and the vibrant UTC Shopping District, this home offers the perfect blend of privacy, luxury, and convenience in a truly spectacular waterfront setting.

Facts & features

The home at a glance

4

Bedrooms

4.5

Bathrooms

5,654

Sqft

0.24 ac

Lot size

2

Garage

1982

Year built

Three Or More

Levels

$389

Per sqft

Private poolWaterfrontFireplacePool & Water viewPets allowed

Inside

FlooringCarpet · Granite · Tile
AppliancesDisposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Filtration System
InteriorCeiling Fan(s) · Crown Molding · Elevator · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Skylight(s) · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesEast
ParkingDriveway · Electric Vehicle Charging Station(s) · Garage Door Opener · Garage Faces Side · Ground Level
ExteriorBalcony · French Doors · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$9,603/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$13,656 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$11,871
PMI (est., until 20% equity)$825
Property tax — 2025 actual bill$800
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $220,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $220,000
Interest rate6.00%
Loan term

Estimated payment

$13,656/mo

Principal & interest$11,871
PMI (est., until 20% equity)$825
Property taxes (actual bill)$800
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Bradenton actives

$389 vs $246

Days on market

133 vs 55 typical

Where $389/sqft sits among the 400 Bradenton actives

107
107
84
47
22 · this home
33
$126–191$191–257$257–322$322–388$388–454$454+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 3308 PALMA SOLA BOULEVARD

Drive times from this address

Downtown Tampa61 min
Tampa Int’l Airport (TPA)64 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

214 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 464% above the Bradenton median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,200,000 $550K
Mar 26, 2026Listed at $2,750,000 · 133 days on market since
1982Built · PALMA SOLA BAY

Reality check

What actually sold near 3308 PALMA SOLA BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4515 WESTLAKE STREETSold · May ’26

$2,059,850

4515 WESTLAKE STREET

3 bd · 3.5 ba · 3,474 sqft · $593/sqft · 0 DOM

7611 ADDISONSold · Oct ’25

$709,990

7611 ADDISON

4 bd · 3 ba · 3,030 sqft · $234/sqft · 0 DOM

4511 WESTLAKE STREETSold · Jun ’26

$1,403,293

4511 WESTLAKE STREET

4 bd · 3 ba · 2,905 sqft · $483/sqft · 91 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 3308 PALMA SOLA BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3308 PALMA SOLA BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3308 PALMA SOLA BOULEVARD FAQs

What would the monthly payment be for 3308 PALMA SOLA BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,656/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3308 PALMA SOLA BOULEVARD?+

The most recent tax bill on record (2025) was $9,603. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3308 PALMA SOLA BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $2,200,000, this home is listed about 464% above the Bradenton median of $389,900. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Positioned at the premium end

$2,200,000 runs 464% above the Bradenton median — but at 5,654 sqft it's also nearly 4 times the size of the typical Bradenton listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

133 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $2,750,000, now $2,200,000 — a $550K cut. The full history is in the market section below.

Listing courtesy of DOUGLAS ELLIMAN · Gloria Bracciano. MLS #A4687346.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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