John Carpenter
$1,395,000$1,800,000$9,663 /mo all-in ↓

243 COOLIDGE DRIVE, SARASOTA, FL, 34236

Active121 days on marketListed Apr 4, 2026MLS #A4688712

Reduced $405KLIDO BEACH

About this home

243 COOLIDGE DRIVE

Create your modern coastal residence just moments from the sugar-sand shoreline on this rare, cleared homesite in the heart of Lido Beach. Measuring approximately 60-by-115, this property is ideally positioned for an effortless island lifestyle with access to the Gulf, the boutiques and dining of St. Armands Circle, and a short drive to vibrant downtown Sarasota. Zoning that allows seven-day rentals provides exceptional versatility for a future luxury home or investment-minded design. Architectural plans available. Build a three-story contemporary coastal residence featuring a rooftop deck, owners can capture both Gulf and Sarasota Bay sunset views, an elevated vantage point that defines the Lido Beach lifestyle. This is a premier opportunity in one of Sarasota’s most sought-after beach communities.

Facts & features

The home at a glance

0.16 ac

Lot size

Inside

Outside & construction

FacesSouth

Community & fees

Taxes (2025)$17,435/yr

Utilities & systems

UtilitiesElectricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,663 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,527
PMI (est., until 20% equity)$523
Property tax — 2025 actual bill$1,453
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $139,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $139,500
Interest rate6.00%
Loan term

Estimated payment

$9,663/mo

Principal & interest$7,527
PMI (est., until 20% equity)$523
Property taxes (actual bill)$1,453
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Lido Key

Map of 243 COOLIDGE DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Lido Key — neighborhood snapshot

Population

1,257

Median age

68

Median income

$250,001

Median home value

$1,127,100

Avg household

2

Households w/ children

18%

For the school run

Sarasota County School District

ElementarySouthside Elementary School★★★★★
HighBooker High School★★★★★
MiddleBooker Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$475K$495K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 64% above the SARASOTA 34236 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,395,000 $405K
Apr 4, 2026Listed at $1,800,000 · 121 days on market since

Reality check

What actually sold near 243 COOLIDGE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

144 HARRISON DRIVESold · Feb ’26

$2,150,000

144 HARRISON DRIVE · same community

4 bd · 3.5 ba · 2,743 sqft · $784/sqft · 77 DOM

200 GARFIELD DRIVESold · Dec ’25

$4,100,000

200 GARFIELD DRIVE · same community

6 bd · 7 ba · 3,459 sqft · $1,185/sqft · 143 DOM

161 S POLK DRIVESold · Jul ’26

$5,300,000

161 S POLK DRIVE · same community

5 bd · 5 ba · 4,617 sqft · $1,148/sqft · 175 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 243 COOLIDGE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 243 COOLIDGE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

243 COOLIDGE DRIVE FAQs

What would the monthly payment be for 243 COOLIDGE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,663/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 243 COOLIDGE DRIVE?+

The most recent tax bill on record (2025) was $17,435. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Sarasota?+

At $1,395,000, this home is listed about 145% above the Sarasota median of $569,945. The market section on this page shows how the area is trending.

Which schools are assigned to 243 COOLIDGE DRIVE?+

Southside Elementary School (elementary), Booker High School (high), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,395,000 runs 64% above the SARASOTA 34236 median.

02Strong assigned schools

Southside Elementary School, Booker High School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $1,800,000, now $1,395,000 — a $405K cut. The full history is in the market section below.

Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Kathleen Wingate. MLS #A4688712.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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