38 PEBBLE ROCK DRIVE, VENICE, FL, 34293
Active90 days on marketListed May 1, 2026MLS #A4691117
About this home
38 PEBBLE ROCK DRIVE
Discover Hourglass Lake Villas — an intimate community of just 80 villas, welcoming of all ages, and one of South Venice's most quietly coveted addresses. Just minutes from Venice Island, Manasota Key, Gulf beaches, dining, and shopping, the location is as effortless as the lifestyle. Tucked in near the front of the neighborhood, this waterfront two-bedroom, two-bath villa offers a thoughtful split-bedroom layout with a hidden pocket door that creates a fully private guest suite with its own bath. A bright lanai with sliding glass doors connects the living area and primary suite, while a private courtyard off the kitchen and primary bathroom invites you to start mornings at your own pace or enjoy a beautiful cross breeze through the home. Thoughtful details throughout — adjustable exterior Bahama shutters for filtered light and privacy, generous storage including a walk-in primary closet and attic access, and a well-appointed eat-in kitchen with a newer stainless steel refrigerator and dishwasher, recessed lighting, and abundant cabinetry. The laundry room includes a utility sink and additional storage space, which leads out to the oversized two-car garage. The low HOA includes a heated and cooled pool, spa, private clubhouse, professional landscaping, and an active social calendar — a true lock-and-leave lifestyle with the warmth of a close-knit community. Schedule your private showing and experience this Venice retreat for yourself.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,538
Sqft
0.08 ac
Lot size
2
Garage
1981
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,434 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,434/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.1%
$/sqft vs Venice actives
$192 vs $252
Days on market
90 vs 47 typical
Where $192/sqft sits among the 400 Venice actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hourglass Lakes
Get to know Venice. See the full Venice guide →
Hourglass Lakes — neighborhood snapshot
Population
505
Median age
68
Median income
$63,647
Median home value
$289,100
Avg household
2
Households w/ children
3%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Venice market
$390K → $389K
Venice median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
183 of 400
Venice actives have cut their price
Median sold price, Venice, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the VENICE 34293 median. See the full Venice market guide →
Paper trail
This home's history
Reality check
What actually sold near 38 PEBBLE ROCK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$320,000
96 DRIFTING SANDS DRIVE · same community
2 bd · 2 ba · 1,709 sqft · $187/sqft · 12 DOM
Sold · Jun ’26$390,000
5032 LINDA STREET
2 bd · 2 ba · 1,532 sqft · $255/sqft · 51 DOM
Sold · Jul ’25$435,000
9118 COACHMAN DRIVE
3 bd · 2 ba · 1,547 sqft · $281/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 38 PEBBLE ROCK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 38 PEBBLE ROCK DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
38 PEBBLE ROCK DRIVE FAQs
What would the monthly payment be for 38 PEBBLE ROCK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,434/mo — principal and interest, the actual property-tax bill, the $167/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 38 PEBBLE ROCK DRIVE?+
The association fee works out to $167 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 38 PEBBLE ROCK DRIVE?+
The most recent tax bill on record (2025) was $2,877. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 38 PEBBLE ROCK DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Venice?+
At $295,000, this home is listed about 26% below the Venice median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 38 PEBBLE ROCK DRIVE?+
Taylor Ranch Elementary School (elementary), Venice Middle School (middle), Venice Senior High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the VENICE 34293 market on paper
$295,000 is 3% below the VENICE 34293 median of $305,000, and at $192/sqft it sits under the Venice average of $282.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Taylor Ranch Elementary School, Venice Middle School, Venice Senior High School — Taylor Ranch Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $300,000, now $295,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL + VOELKERS SARASOTA · Meagan Jones. MLS #A4691117.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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