3027 BERMUDA SLOOP CIRCLE, RUSKIN, FL, 33570
Active40 days on marketListed Jun 12, 2026MLS #A4696414
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Upcoming open house
Sat, Aug 1
12:00 PM – 3:00 PM
About this home
3027 BERMUDA SLOOP CIRCLE
Experience luxury waterfront living in this exceptional four-story, 4 bedroom, 3.5 bath, 2,869 sq. ft. townhome located in the highly sought-after gated community of Antigua Cove nestled within Little Harbor. Built in 2024 with insulated concrete block construction on all four levels and featuring hurricane-impact windows, doors, and garage door, this residence offers outstanding durability, energy efficiency, and peace of mind. Inside, you'll find over 10-foot ceilings, engineered hardwood, LVT and tile flooring, an in-wall pest system, crown moldings, a private elevator servicing all four levels, a dual-zone HVAC for year-round comfort, tankless water heater, EV hookup, and a complete water treatment system. The gourmet kitchen is designed to impress with 42-inch cabinetry featuring glass uppers and soft-close doors and drawers, stainless steel appliances, a farmhouse sink, and elegant Calcutta Gold quartz countertops. Plantation shutters, designer lighting, and premium finishes throughout create a unique coastal atmosphere. The crown jewel of the home is the expansive fourth-floor covered rooftop terrace, complete with a built-in outdoor kitchen and panoramic views of Tampa Bay, Downtown St. Petersburg, the Skyway Bridge, Little Harbor Marina, and beyond. Additional outdoor living spaces include a spacious terrace and waterfront setting ideal for enjoying Florida's spectacular sunsets. Residents enjoy access to an impressive collection of resort-style amenities, including a gated entrance, waterfront clubhouse with pool tables, card room, mini kitchen, outdoor fire pit, heated waterfront community pool only a short walk, fitness center, dog park, pickleball courts, tennis courts, basketball court, playground, kayak launch, private fishing pier, and a private owners' beach with umbrellas and chairs. Boating enthusiasts will appreciate direct access to Tampa Bay with no bridges to navigate, deep-water access, and proximity to three marina clubs with boat slips and storage available. The community also offers manned gate security and regular roving patrols for added convenience and security. This rare waterfront opportunity combines luxury finishes, breathtaking views, premier boating access, and unmatched resort-style amenities in one of Florida's most desirable coastal communities. Call for a private showing today!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,829
Sqft
0.06 ac
Lot size
2
Garage
2024
Year built
Three Or More
Levels
$274
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,367 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,367/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 122% above the Ruskin median. See the full Ruskin market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 3027 BERMUDA SLOOP CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3027 BERMUDA SLOOP CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3027 BERMUDA SLOOP CIRCLE FAQs
What would the monthly payment be for 3027 BERMUDA SLOOP CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,367/mo — principal and interest, the actual property-tax bill, the $928/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3027 BERMUDA SLOOP CIRCLE?+
The association fee works out to $928 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3027 BERMUDA SLOOP CIRCLE?+
The most recent tax bill on record (2025) was $9,684. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3027 BERMUDA SLOOP CIRCLE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $775,000, this home is listed about 122% above the Ruskin median of $349,850. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$775,000 runs 122% above the Ruskin median — but at 2,829 sqft it's also 51% larger than the typical Ruskin listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $928/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Listing courtesy of COLDWELL BANKER REALTY · John Sasa. MLS #A4696414.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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