John Carpenter
$699,0002 bd2 ba1,433 sqft$488 /sqft$4,629 /mo all-in ↓

222 HARBOUR DRIVE UNIT 114, NAPLES, FL, 34103

Active0 days on marketListed Aug 12, 2026MLS #A4697266

WaterfrontCondominiumCOMMODORE CLUB UNIT I

About this home

222 HARBOUR DRIVE UNIT 114

Virtually Staged. SPECTACULAR WATERFRONT OPPORTUNITY!! Totally remodeled 2 Bedroom 2 Bath 1st floor corner/end-unit featuring NEW removable storm surge barriers for storm season.. Enjoy desirable first floor WATERFRONT living without the worry of storm water intrusion!! Renovation includes: NEW lighted glass front cabinets, NEW marble counter tops throughout, spacious breakfast bar, NEW built-in dining banket, beverage/wine cooler, the NEWEST all-in-one washer/dryer, NEW custom closets, NEW appliances, NEW AC March 2026, NEW Plantation shutters on ALL windows & NEW light tile flooring throughout. The Florida room is part of the NEW air conditioned interior with storage/seating & sliding doors & screens to the Bay breezes. AVAILABLE FOR SALE OR A LEASE/PURCHASE OPTION! This waterfront community offers: boat docks, fish cleaning station, kayak & canoe storage, grilling stations, covered parking with exterior private storage and community pool & Tiki hut with a beautiful view of the Bay & boat docks! The Moorings resident beach park is available for membership as well as the nearby Moorings County Club for golfers. Boat slips can be leased or purchased from owners. This property is located within a short walking distance to Venetian Village shops and restaurants and the beach. The popular Waterside Shops, 5th Ave. and 3rd Street restaurants, shops and beaches are nearby. Covered carport Parking #26. Use of the Kayak Launch is $400/year. Boat Slips can fit boats up to 50ft long. Slips can be leased for $1,900/year for boats over 28ft long and $1,600/year, for boats under 28ft long. Owners can even lease two boat slips a year!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,433

Sqft

0 ac

Lot size

1970

Year built

One

Levels

$488

Per sqft

WaterfrontPool & Water view

Inside

FlooringTile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofTile
ConstructionConcrete
FoundationConcrete Perimeter
ViewPool · Water
FacesSouth
ParkingAssigned · Covered
ExteriorPrivate Entrance · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$5,216/yr
PetsNo
CommunityBay/Harbor Front · Boat Slip · Dock · Fishing · Marina · Waterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,629 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,772
PMI (est., until 20% equity)$262
Property tax — 2025 actual bill$435
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,900
Interest rate6.00%
Loan term

Estimated payment

$4,629/mo

Principal & interest$3,772
PMI (est., until 20% equity)$262
Property taxes (actual bill)$435
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Moorings

Map of 222 HARBOUR DRIVE UNIT 114 inside its neighborhood boundary

Get to know Naples. See the full Naples guide →

Moorings — neighborhood snapshot

Population

3,915

Median age

66

Median income

$175,083

Median home value

$1,277,159

Avg household

2

Households w/ children

108

For the school run

Collier County School District

HighNaples High School★★★★★
ElementaryLake Park Elementary School★★★★★
MiddleGulfview Middle School★★★★★
HighLorenzo Walker Technical High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Naples market

Seller’s marketLeans buyer11.1 months of inventoryBuyer’s market

$535K$568K

Naples median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 109% above the NAPLES 34103 median. See the full Naples market guide →

Paper trail

This home's history

Aug 12, 2026Listed at $699,000 · 0 days on market since
1970Built · COMMODORE CLUB UNIT I

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 222 HARBOUR DRIVE UNIT 114 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 222 HARBOUR DRIVE UNIT 114 — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

222 HARBOUR DRIVE UNIT 114 FAQs

What would the monthly payment be for 222 HARBOUR DRIVE UNIT 114?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,629/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 222 HARBOUR DRIVE UNIT 114?+

The most recent tax bill on record (2025) was $5,216. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 222 HARBOUR DRIVE UNIT 114?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Naples?+

At $699,000, this home is listed about 23% above the Naples median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 222 HARBOUR DRIVE UNIT 114?+

Naples High School (high), Lake Park Elementary School (elementary), Gulfview Middle School (middle), Lorenzo Walker Technical High School (high) — Collier County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$699,000 runs 109% above the NAPLES 34103 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Listed today in a Naples market that averages 54 — if it fits, move quickly.

04Strong assigned schools

Naples High School, Lake Park Elementary School, Gulfview Middle School, Lorenzo Walker Technical High School — Lake Park Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of REAL ESTATE SPECIALTY SVCS II · Tracey Young. MLS #A4697266.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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