3109 E BRYANT AVENUE, BELL, FL, 32619
Active2 days on marketListed Jul 18, 2026MLS #A4698384
About this home
3109 E BRYANT AVENUE
Welcome home to this meticulously maintained 2-bedroom, 2-bath home nestled in the heart of charming Bell, Florida. Built with durable and energy-efficient ICF (Insulated Concrete Form) construction, this home offers lasting quality, comfort, and peace of mind. Inside, you’ll find beautiful granite countertops, energy-efficient double-pane windows, and a spacious accessible shower designed for convenience and ease of use. A water softener is also included, adding to the home’s everyday comfort. Whether you’re looking for a primary residence, a retirement home, or a low-maintenance retreat, this move-in-ready property combines thoughtful features with small-town charm. Enjoy the convenience of being close to local schools, parks, shopping, and everything Bell has to offer while experiencing the quiet lifestyle you’ve been searching for.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,305
Sqft
0.24 ac
Lot size
2016
Year built
One
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,118 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,118/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bell actives
$203 vs $290
Days on market
2 vs 41 typical
Where $203/sqft sits among the 19 Bell actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bell
Get to know Bell. See the full Bell guide →
BELL 32619 — neighborhood snapshot
Population
5,227
Median age
40.9
Median income
$62,045
Median home value
$177,600
Avg household
2.69
Households w/ children
615
For the school run
Gilchrist County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bell market
$230K → $673K
Bell median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
6 of 19
Bell actives have cut their price
Median sold price, Bell, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the BELL 32619 median. See the full Bell market guide →
Paper trail
This home's history
Reality check
What actually sold near 3109 E BRYANT AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$250,000
3630 W STRICKLAND AVENUE · same community
3 bd · 2 ba · 1,536 sqft · $163/sqft · 53 DOM
Sold · Oct ’25$230,000
3306 E IRIS LANE
3 bd · 2 ba · 1,309 sqft · $176/sqft · 0 DOM
Sold · Nov ’25$229,000
3287 E IRIS LANE
3 bd · 2 ba · 1,309 sqft · $175/sqft · 140 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 3109 E BRYANT AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3109 E BRYANT AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3109 E BRYANT AVENUE FAQs
What would the monthly payment be for 3109 E BRYANT AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,118/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3109 E BRYANT AVENUE?+
The most recent tax bill on record (2025) was $3,368. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bell?+
At $265,000, this home is listed about 12% below the Bell median of $300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3109 E BRYANT AVENUE?+
Trenton Elementary School (elementary) — Gilchrist County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$265,000 runs 11% above the BELL 32619 median.
02Fresh on the market
Only 2 days on market in a Bell market that averages 41 — if it fits, move quickly.
03Strong assigned schools
Trenton Elementary School — Trenton Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ZHUZH SRQ · Tara Kessler. MLS #A4698384.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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