8923 49TH AVENUE E, PALMETTO, FL, 34221
Active1 days on marketListed Jul 30, 2026MLS #A4701151
About this home
8923 49TH AVENUE E
Welcome to this beautifully upgraded 3-bedroom, 2-bath home offering nearly 2,000 sq ft of refined living in the highly desirable community of Bay Estates North. Set on a peaceful conservation backdrop, this residence blends modern comfort with thoughtful enhancements totaling over $58,000 in recent improvements. Step inside to warm wood floors throughout, fresh 2025 interior paint, and a bright, open layout designed for everyday living. The kitchen features granite counters, 36” cabinets with crown molding, and a full 2022 stainless appliance suite. The spacious primary retreat offers lanai access, a large walk-in closet, and a refreshed bath with new fixtures and a soaking tub. Major system upgrades include a 2024 water heater, 2025 Trane A/C, whole-house surge protection, water filtration system, and a brand-new roof installed in November 2024. Additional lifestyle improvements include custom blinds, exterior coach lighting, a custom driveway, gutter guards, new gutters, enhanced landscaping, and lanai upgrades. Enjoy the tranquility of the conservation view with no rear neighbors, plus a 3-car garage with added electrical outlet and smart-home features throughout. The sellers are relocating making this a rare opportunity to secure a move-in-ready home with exceptional value. This property offers the perfect blend of condition, upgrades, and location—ready for its next chapter.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,958
Sqft
0.19 ac
Lot size
3
Garage
2016
Year built
One
Levels
$212
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,113 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,113/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.6%
$/sqft vs Palmetto actives
$212 vs $206
Days on market
1 vs 55 typical
Where $212/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Woods Of Moccasin Wallow
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Woods Of Moccasin Wallow — neighborhood snapshot
Population
476
Median age
40
Median income
$82,841
Median home value
$443,100
Avg household
3
Households w/ children
63%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $361K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
222 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 8923 49TH AVENUE E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$465,000
7515 37TH AVENUE E
3 bd · 2 ba · 1,970 sqft · $236/sqft · 188 DOM
Sold · Feb ’26$475,000
7519 37TH AVENUE E
3 bd · 2 ba · 1,970 sqft · $241/sqft · 29 DOM
Sold · Jun ’26$410,000
3705 75TH STREET E
3 bd · 2 ba · 1,980 sqft · $207/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 8923 49TH AVENUE E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8923 49TH AVENUE E — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8923 49TH AVENUE E FAQs
What would the monthly payment be for 8923 49TH AVENUE E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,113/mo — principal and interest, the actual property-tax bill, the $71/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8923 49TH AVENUE E?+
The association fee works out to $71 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8923 49TH AVENUE E?+
The most recent tax bill on record (2025) was $3,061. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8923 49TH AVENUE E?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $415,000, this home is listed about 4% above the Palmetto median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8923 49TH AVENUE E?+
Buffalo Creek Middle School (middle), James Tillman Elementary Magnet School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$415,000 runs 14% above the PALMETTO 34221 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Palmetto market that averages 55 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of KW COASTAL LIVING III · Greg Dudley. MLS #A4701151.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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