, VERO BEACH, FL, 32963
Active54 days on marketListed May 28, 2026MLS #B26033691
About this home
Hear tranquil sounds of the ocean & enjoy endless walks on the beach from this sweet beach cottage, just three houses from the ocean. This charming 3-bd, 2-ba home offers an open & airy layout, a light-filled kitchen, Quartzite counters, high-end appliances, & breakfast bar. The generous living room flows into a sunny Florida room, where French doors open to the sumptuous pool & private backyard retreat. After a day by the shore, unwind by the pool as ocean breezes drift through. Deeded beach access just steps away, you'll enjoy the perfect blend of coastal comfort & casual elegance.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,620
Sqft
1
Garage
1979
Year built
$7
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$247 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$247/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Vero Beach actives
$7 vs $245
Days on market
54 vs 30 typical
Where $7/sqft sits among the 400 Vero Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerplace
Get to know Vero Beach. See the full Vero Beach guide →
Summerplace — neighborhood snapshot
Population
234
Median age
66
Median income
$78,045
Median home value
$1,341,320
Avg household
2
Households w/ children
2%
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Vero Beach market
$330K → $412K
Vero Beach median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
60 of 400
Vero Beach actives have cut their price
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the VERO BEACH 32963 median. See the full Vero Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$1,350,000
Nearby listing · same community
4 bd · 3 ba · 2,176 sqft · $620/sqft · 148 DOM
Sold · Mar ’26$3,900,000
9576 Doubloon Drive, Vero Beach FL 32963 · same community
4 bd · 4.5 ba · 2,822 sqft · $1,382/sqft · 357 DOM
Sold · Aug ’25$700,000
Nearby listing
3 bd · 2 ba · 1,587 sqft · $441/sqft · 94 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $247/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at ?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Vero Beach?+
At $12,000, this home is listed about 96% below the Vero Beach median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Gifford Middle School (middle), Sebastian River High School (high), Beachland Elementary School (elementary) — Indian River County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the VERO BEACH 32963 market on paper
$12,000 is 99% below the VERO BEACH 32963 median of $999,000, and at $7/sqft it sits under the Vero Beach average of $313.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Gifford Middle School, Sebastian River High School, Beachland Elementary School — Beachland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Vero Beach homes, in your inbox
Like but not quite? A daily digest of every new listing in Vero Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask John to ping you on any price or status change →