John Carpenter
$404,9994 bd2 ba2,175 sqft$186 /sqft$3,273 /mo all-in ↓

2326 JACKSON DRIVE, SEBRING, FL, 33870

Active21 days on marketListed Jun 30, 2026MLS #C7527833

Single Family ResidencePINE & LAKE

About this home

2326 JACKSON DRIVE

Welcome to this beautifully maintained 4-bedroom, 2-bath home offering approximately 2,200 sq. ft. of comfortable living space in the desirable Pine & Lake Estates community. This property features a newer roof (2022) and has been thoughtfully cared for, providing a move-in-ready experience for its next owner. Enjoy deeded access (for a very low $10/month HOA fee) to Lake Jackson with a sandy beach and private dock—perfect for boating, fishing, swimming, and taking in stunning Florida sunrises and sunsets. Inside, the home features an open floor plan with cathedral ceilings, neutral tile flooring, elegant lighting, and an upgraded kitchen with granite countertops, rich wood cabinetry, stainless steel appliances, and stylish backsplash. The primary suite includes two walk-in closets, a double sink vanity, a glass enclosed shower, and a soaking tub. A spacious enclosed sunroom with large sliding windows and dual ceiling fans is perfect for relaxing, entertaining guests, or providing year-round enjoyment. Situated on an oversized 0.3-acre corner lot, this property offers a well-kept lawn, a two-car garage, and a detached, insulated, air-conditioned space ideal as a third-car garage, home gym, game room, or workshop. The community features quiet streets, mature landscaping, and is in close proximity to Lake Jackson, shopping, dining, schools, and everything Sebring boasts. This move in ready home combines comfort, style, and a prime location. Do not miss your chance to make it yours.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,175

Sqft

0.33 ac

Lot size

3

Garage

2011

Year built

One

Levels

$186

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Vaulted Ceiling(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
FacesNortheast
ExteriorIrrigation System · Storage

Community & fees

HOA fee$10/mo
Taxes (2025)$6,477/yr
PetsYes

Utilities & systems

UtilitiesElectricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,273 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,384
FHA mortgage insurance (est.)$179
Property tax — 2025 actual bill$540
HOA fee — from the listing$10
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,175Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,175
Interest rate6.00%
Loan term

Estimated payment

$3,273/mo

Principal & interest$2,384
FHA mortgage insurance (est.)$179
Property taxes (actual bill)$540
HOA / condo fee$10
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Sebring actives

$186 vs $189

Days on market

21 vs 60 typical

Where $186/sqft sits among the 205 Sebring actives

35
43
48 · this home
47
14
18
$124–149$149–174$174–199$199–224$224–249$249+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sebring

Map of 2326 JACKSON DRIVE

Get to know Sebring. See the full Sebring guide →

SEBRING 33870 — neighborhood snapshot

Population

25,067

Median age

52

Median income

$50,606

Median home value

$154,300

Avg household

2.18

Households w/ children

2,349

For the school run

Highlands County School District

ElementaryFred Wild Elementary School★★★★★
HighSebring High School★★★★★
MiddleSebring Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sebring market

Seller’s marketLeans buyer7.8 months of inventoryBuyer’s market

$270K$293K

Sebring median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

90 of 205

Sebring actives have cut their price

Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 189% above the SEBRING 33870 median. See the full Sebring market guide →

Paper trail

This home's history

Jun 30, 2026Listed at $404,999 · 21 days on market since
2011Built · PINE & LAKE

Reality check

What actually sold near 2326 JACKSON DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2225 JACKSON DRIVESold · Sep ’25

$340,000

2225 JACKSON DRIVE · same community

3 bd · 2 ba · 1,908 sqft · $178/sqft · 107 DOM

111 SPRINGDALE ROADSold · Jan ’26

$260,000

111 SPRINGDALE ROAD

3 bd · 2 ba · 2,040 sqft · $127/sqft · 82 DOM

111 Springdale Road, Sebring FL 33870Sold · Jan ’26

$260,000

111 Springdale Road, Sebring FL 33870

3 bd · 2 ba · 2,040 sqft · $127/sqft · 82 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 2326 JACKSON DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2326 JACKSON DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2326 JACKSON DRIVE FAQs

What would the monthly payment be for 2326 JACKSON DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,273/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2326 JACKSON DRIVE?+

The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2326 JACKSON DRIVE?+

The most recent tax bill on record (2025) was $6,477. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2326 JACKSON DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sebring?+

At $404,999, this home is listed about 45% above the Sebring median of $279,990. The market section on this page shows how the area is trending.

Which schools are assigned to 2326 JACKSON DRIVE?+

Fred Wild Elementary School (elementary), Sebring High School (high), Sebring Middle School (middle) — Highlands County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REALTY BY DALE THOMAS · Allen Deronsle. MLS #C7527833.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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