John Carpenter
Pending
$309,9003 bd2 ba1,876 sqft$165 /sqft$2,393 /mo all-in ↓

3637 IDLEWILD STREET, PUNTA GORDA, FL, 33980

Pending24 days on marketListed Jul 14, 2026MLS #C7528260

Private poolSingle Family ResidencePORT CHARLOTTE SEC 013

About this home

3637 IDLEWILD STREET

Welcome to your own piece of Florida paradise! This well-maintained 3-bedroom, 2-bath pool home is perfectly situated on an oversized corner lot in a quiet Port Charlotte neighborhood and located in a highly desirable area with no HOA! Close to conveniences, dining, shopping and schools. From the moment you step inside, you'll appreciate the spacious, open-concept floor plan designed for both everyday living and entertaining. Offering both a large living room and a separate family room, there's plenty of space for everyone to spread out while still enjoying a comfortable flow throughout the home. Beautiful 18" porcelain tile extends through most of the home, while volume ceilings, decorative archways, and abundant natural light create an inviting atmosphere. Enjoy true Florida indoor-outdoor living with pocket sliding glass doors leading to the lanai from the living room, kitchen nook, primary suite, and third bedroom. The expansive covered lanai features a convenient pool bath and kitchen pass-through window, making entertaining family and friends effortless. Take a refreshing dip in the sparkling pool or simply relax and enjoy the beautiful Florida weather year-round. The spacious primary suite offers a peaceful retreat with dual walk-in closets and an updated ensuite bathroom featuring dual vanities and a newer walk-in shower. The split-bedroom floor plan provides added privacy, while each guest bedroom also includes its own walk-in closet with easy access to the guest bath. This home has been lovingly maintained and offers exceptional peace of mind with major updates already completed, including the roof, air conditioning system, water heater, and pool equipment. Additional features include an inside laundry room with utility sink, generous storage throughout, a screened garage with side entry door, complete accordion hurricane shutters, Rain Bird irrigation system, and a detached storage shed that's perfect for a workshop or additional storage. If you've been searching for a move-in ready pool home with space, updates, and an unbeatable location, this one checks all the boxes. Schedule your private showing today and start living the Florida lifestyle you've been dreaming of! If all of that wasn't enough - seller has an ASSUMABLE 3.75% VA Mortgage! (Call listing agent for more details).

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,876

Sqft

0.31 ac

Lot size

2

Garage

1988

Year built

One

Levels

$165

Per sqft

Private pool

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator · Solar Hot Water · Solar Hot Water Owned
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Open Floorplan · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionConcrete · Stucco
FoundationSlab
FacesSouth
ParkingDriveway
ExteriorHurricane Shutters · Irrigation System · Lighting · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$3,253/yr

Utilities & systems

UtilitiesCable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,393 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,824
FHA mortgage insurance (est.)$137
Property tax — 2025 actual bill$271
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,847Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,847
Interest rate6.00%
Loan term

Estimated payment

$2,393/mo

Principal & interest$1,824
FHA mortgage insurance (est.)$137
Property taxes (actual bill)$271
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $310K
$298KedgeAI estimate $356,869 · range $333K$397K$413K

vs edgeAI estimate

−13.2%

Days on market

24 vs 59 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 3637 IDLEWILD STREET

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33980 — neighborhood snapshot

Population

13,235

Median age

63.4

Median income

$61,871

Median home value

$221,200

Avg household

2.09

Households w/ children

956

For the school run

Charlotte County School District

ElementaryKingsway Elementary School★★★★★
MiddlePort Charlotte Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 121% above the PUNTA GORDA 33980 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Jul 14, 2026Listed at $309,900 · 24 days on market since
1988Built · PORT CHARLOTTE SEC 013

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 3637 IDLEWILD STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3637 IDLEWILD STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3637 IDLEWILD STREET FAQs

What would the monthly payment be for 3637 IDLEWILD STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,393/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3637 IDLEWILD STREET?+

The most recent tax bill on record (2025) was $3,253. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Punta Gorda?+

At $309,900, this home is listed about 9% below the Punta Gorda median of $341,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3637 IDLEWILD STREET?+

Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS REALTY FT MYER · Mandy Elliott. MLS #C7528260.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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