John Carpenter
$99,9002 bd2 ba540 sqft$185 /sqft$916 /mo all-in ↓

1235 MADONA COURT, PUNTA GORDA, FL, 33982

Active19 days on marketListed Jul 23, 2026MLS #C7528739

Priced 20% below the PUNTA GORDA 33982 medianMobile HomeGILBERTS ADD PEA RIV

About this home

1235 MADONA COURT

TURNKEY FURNISHED • OWN YOUR OWN LAND • NO FLOOD INSURANCE REQUIRED • GOLF COURSE VIEWS - Welcome to this charming and move-in-ready 2-bedroom, 2-bathroom home offering 870 square feet of comfortable living space in the desirable Peace River community of Punta Gorda. Perfectly positioned overlooking the community's 9-hole golf course, this delightful property provides peaceful views right from your backyard. Golf enthusiasts will appreciate the convenient access to the course for a nominal fee, and golf carts are welcome throughout the community. Whether you're searching for a seasonal retreat or a full-time residence, this home combines comfort, charm, and affordability in a fantastic location. Step inside to discover a bright and inviting living area featuring wood-look flooring, large windows that fill the space with natural light, and a neutral color palette that creates a warm and welcoming atmosphere. The open-concept layout seamlessly connects the living and dining areas, making it ideal for everyday living and entertaining. A tasteful blend of modern updates and classic wood accents adds character and charm throughout the home. The kitchen is full of vintage appeal, showcasing rich wood-paneled walls and ceilings, classic cabinetry, ample storage space, and a warm, rustic ambiance. Its timeless design offers plenty of personality while overlooking the dining area. The dining area is equally inviting with decorative ceiling beams, built-in cabinetry, and an open layout that flows effortlessly into the kitchen. Primary bedroom features extensive built-in cabinetry, multiple closets, and charming wood-paneled finishes that create a comfortable and inviting atmosphere. The attached bathroom includes a jetted soaking tub, vanity, and dedicated laundry area, maximizing both space and practicality. The guest bedroom also offers its own private bathroom with a walk-in shower, providing comfort and privacy for family and visitors alike. Outside, you will find an extended driveway, and multiple storage options, including a 304 sq. ft. storage shed. Located on owned land within the sought-after Peace River community, this home is part of a voluntary HOA. Membership is required to enjoy community amenities, which include a clubhouse, swimming pool, shuffleboard courts, and a variety of social events and activities. Conveniently situated just minutes from US-41 and I-75, you'll enjoy easy access to Punta Gorda Airport, Fishermen's Village, Gilchrist Park, Ponce de Leon Park, historic downtown Punta Gorda, shopping, dining, and medical facilities. Plus, some of Southwest Florida's most beautiful beaches, including Englewood Beach, Manasota Key, and Stump Pass Beach State Park, are just a short drive away. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

540

Sqft

0.18 ac

Lot size

1962

Year built

One

Levels

$185

Per sqft

Golf Course viewTurnkeyPets allowed

Inside

FlooringLaminate · Tile
AppliancesDryer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s)
LaundryElectric Dryer Hookup · Inside · Outside · Washer Hookup
CoolingCentral Air
HeatingCentral
FurnishedTurnkey

Outside & construction

RoofMetal
ConstructionVinyl Siding
FoundationCrawlspace
ViewGolf Course
FacesEast
ParkingDriveway · Ground Level · Off Street · Parking Pad
ExteriorLighting · Storage

Community & fees

Taxes (2025)$1,489/yr
PetsYes
CommunityCommunity Boat Ramp · Fishing · Water Access · Association Recreation - Owned · Clubhouse · Golf Carts OK · Pool

Utilities & systems

UtilitiesElectricity Available · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$916 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$588
FHA mortgage insurance (est.)$44
Property tax — 2025 actual bill$124
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,497
Interest rate6.00%
Loan term

Estimated payment

$916/mo

Principal & interest$588
FHA mortgage insurance (est.)$44
Property taxes (actual bill)$124
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Punta Gorda actives

$185 vs $206

Days on market

19 vs 62 typical

Where $185/sqft sits among the 400 Punta Gorda actives

105
137 · this home
64
48
17
29
$118–171$171–225$225–278$278–332$332–385$385+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 1235 MADONA COURT

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33982 — neighborhood snapshot

Population

12,543

Median age

53.1

Median income

$68,514

Median home value

$285,400

Avg household

2.24

Households w/ children

1,033

For the school run

Charlotte County School District

ElementaryEast Elementary School★★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

196 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% below the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Jul 23, 2026Listed at $99,900 · 19 days on market since
1962Built · GILBERTS ADD PEA RIV

Reality check

What actually sold near 1235 MADONA COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

29367 TURBAK DRIVESold · Feb ’26

$95,000

29367 TURBAK DRIVE

2 bd · 1 ba · 672 sqft · $141/sqft · 96 DOM

29107 TAMAYO DRIVESold · Nov ’25

$100,000

29107 TAMAYO DRIVE

2 bd · 1 ba · 798 sqft · $125/sqft · 0 DOM

155 SUMMERSET DRIVESold · Dec ’25

$185,000

155 SUMMERSET DRIVE

2 bd · 2 ba · 1,064 sqft · $174/sqft · 49 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 1235 MADONA COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1235 MADONA COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1235 MADONA COURT FAQs

What would the monthly payment be for 1235 MADONA COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $916/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1235 MADONA COURT?+

The most recent tax bill on record (2025) was $1,489. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1235 MADONA COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $99,900, this home is listed about 71% below the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.

Which schools are assigned to 1235 MADONA COURT?+

East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of MARINA PARK REALTY LLC · Scott Dufour. MLS #C7528739.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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