17080 RIVER OTTER ROAD, PUNTA GORDA, FL, 33982
Active3 days on marketListed Jul 30, 2026MLS #C7528979
About this home
17080 RIVER OTTER ROAD
Welcome home to Creekside Run in Babcock Ranch, where this beautifully appointed 3-bedroom, 2.5-bath home offers just under 2,000 square feet of thoughtfully designed living space on a serene lakefront lot with no rear neighbors. Step inside to soaring high ceilings and elegant tray ceiling details throughout an open floor plan, where marble-look tile flooring flows seamlessly from the main living areas into a chef-ready kitchen boasting crisp white shaker cabinetry, stainless steel appliances, quartz countertops, and a large center island with breakfast bar seating, all adjacent to a dedicated dining area perfect for entertaining. The split floor plan places the primary suite privately apart from the secondary bedrooms, with a convenient half-bath serving guests near the main living space, while outside, a covered and screened lanai overlooks the tranquil lake, and the fully fenced backyard offers privacy and plenty of room to add a pool or garden oasis. The exterior showcases charming architectural design with a widened paver driveway complete with a dedicated paver pad for trash cans, and the garage impresses with durable epoxy flooring and its own mini-split AC unit, ideal for a workshop, gym, or extra climate-controlled storage. As part of Creekside Run at Babcock Ranch, America’s first solar-powered town, residents enjoy access to a community pool and playground along with miles of trails, parks, and innovative amenities that make this community a truly unique place to call home.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,921
Sqft
0.18 ac
Lot size
2
Garage
2024
Year built
One
Levels
$223
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,783 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,783/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.8%
$/sqft vs Punta Gorda actives
$223 vs $206
Days on market
3 vs 59 typical
Where $223/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Creekside, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,700/mo median
Live Punta Gorda rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Creekside
Creekside is a short-term-rental community. See the full guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
178 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 230% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 17080 RIVER OTTER ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$539,990
17225 RIVER OTTER ROAD · same community
3 bd · 3 ba · 1,971 sqft · $274/sqft · 0 DOM
Sold · May ’26$479,990
17011 COTTONTAIL CIRCLE · same community
3 bd · 3 ba · 1,971 sqft · $244/sqft · 80 DOM
Sold · May ’26$420,000
17019 COTTONTAIL CIRCLE · same community
3 bd · 2.5 ba · 2,088 sqft · $201/sqft · 177 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 17080 RIVER OTTER ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 17080 RIVER OTTER ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
17080 RIVER OTTER ROAD FAQs
What would the monthly payment be for 17080 RIVER OTTER ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,783/mo — principal and interest, the actual property-tax bill, the $184/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 17080 RIVER OTTER ROAD?+
The association fee works out to $184 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 17080 RIVER OTTER ROAD?+
The most recent tax bill on record (2025) was $8,683. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 17080 RIVER OTTER ROAD be rented short-term?+
Yes — this home sits inside Creekside, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 17080 RIVER OTTER ROAD?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $429,000, this home is listed about 24% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 17080 RIVER OTTER ROAD?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$429,000 runs 230% above the PUNTA GORDA 33982 median.
02Zoned for nightly rentals
Creekside is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Water views
The water view is part of what you're buying — views hold value independently of the structure.
04Fresh on the market
Only 3 days on market in a Punta Gorda market that averages 59 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · John Garuti. MLS #C7528979.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Punta Gorda homes, in your inbox
Like 17080 RIVER OTTER ROAD but not quite? A daily digest of every new listing in Punta Gorda — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask John to ping you on any price or status change →