John Carpenter
$329,000$330,0004 bd2 ba1,960 sqft$168 /sqft$2,662 /mo all-in ↓

33 PHOENIX LANE, PALM COAST, FL, 32164

Active142 days on marketListed Mar 4, 2026MLS #FC316656

Priced 3% below the PALM COAST 32164 medianReduced $1KSingle Family ResidencePINE GROVE

About this home

33 PHOENIX LANE

They don't make them like this any longer for this price. Check out this Masterpiece Homes The Brittany. This home offers 4 bedrooms, 2 bathrooms with two living areas to gather and entertain. This solid block and stucco home offers high ceilings and custom accent arches and cut outs.This home has a lot of character that the new construction does not offer any longer, unless you build custom. Beautiful center kitchen with gorgeous granite and large eating bar. Split floor plan for to give a feel of separate living areas. Huge screened patio for relaxing. This home offers new large palm trees for an upgraded landscaping. New AC 2022,new roof 2020. Great location, just minutes to shopping and I-95, only minutes to Flagler Beach and a day trip to the attractions in Orlando.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,960

Sqft

0.24 ac

Lot size

2

Garage

2005

Year built

One

Levels

$168

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Electric Water Heater · Exhaust Fan · Ice Maker · Microwave · Range · Refrigerator
InteriorHigh Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Solid Surface Counters · Split Bedroom
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSoutheast
ExteriorPrivate Yard · Sliding Doors

Community & fees

Taxes (2025)$5,034/yr

Utilities & systems

UtilitiesBB/HS Internet Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,662 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,937
FHA mortgage insurance (est.)$146
Property tax — 2025 actual bill$420
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,515Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,515
Interest rate6.00%
Loan term

Estimated payment

$2,662/mo

Principal & interest$1,937
FHA mortgage insurance (est.)$146
Property taxes (actual bill)$420
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $329K
$303KedgeAI estimate $325,119 · range $316K$334K$348K

vs edgeAI estimate

+1.2%

$/sqft vs PINE GROVE

$168 vs $200

Days on market

142 vs 47 typical

Where $168/sqft sits among the 9 homes for sale in PINE GROVE

4 · this home
4
0
0
0
1
$150–197$197–244$244–291$291–338$338–385$385+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Pine Grove

Map of 33 PHOENIX LANE inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Pine Grove — neighborhood snapshot

Population

7,145

Median age

44

Median income

$64,413

Median home value

$292,692

Avg household

3

Households w/ children

803

For the school run

Flagler County School District

MiddleBuddy Taylor Middle School★★★★★
ElementaryLewis E. Wadsworth Elementary★★★★★
HighFlagler-Palm Coast High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

3 of 9

PINE GROVE have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3% below the PALM COAST 32164 median. See the full Palm Coast market guide →

Paper trail

This home's history

CurrentPrice reduced to $329,000 $1K
Mar 4, 2026Listed at $330,000 · 142 days on market since
2005Built · PINE GROVE

Reality check

What actually sold near 33 PHOENIX LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14 PRINCESS LUISE LANESold · Aug ’25

$399,900

14 PRINCESS LUISE LANE · same community

3 bd · 2 ba · 1,992 sqft · $201/sqft · 362 DOM

22 PORPOISE LANESold · Jul ’26

$315,000

22 PORPOISE LANE · same community

4 bd · 2 ba · 1,900 sqft · $166/sqft · 4 DOM

2 PROVIDENCE LANESold · Sep ’25

$315,000

2 PROVIDENCE LANE · same community

3 bd · 2 ba · 1,889 sqft · $167/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 33 PHOENIX LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 33 PHOENIX LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

33 PHOENIX LANE FAQs

What would the monthly payment be for 33 PHOENIX LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,662/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 33 PHOENIX LANE?+

The most recent tax bill on record (2025) was $5,034. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Coast?+

At $329,000, this home is listed about 17% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 33 PHOENIX LANE?+

Buddy Taylor Middle School (middle), Lewis E. Wadsworth Elementary (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PALM COAST 32164 market on paper

$329,000 is 3% below the PALM COAST 32164 median of $339,995, and at $168/sqft it sits under the Palm Coast average of $257.

02Time on market is leverage

142 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $330,000, now $329,000 — a $1K cut. The full history is in the market section below.

Listing courtesy of REAL ESTATE SERVICES OF PC · Stephanie Presley. MLS #FC316656.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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