14 FARNELL LANE, PALM COAST, FL, 32137
Active71 days on marketListed Jun 2, 2026MLS #FC316884
About this home
14 FARNELL LANE
Welcome to 14 Farnell Lane in beautiful Palm Coast, Florida, a versatile property that perfectly blends income potential with everyday livability. Whether you’re looking to step into the Airbnb market or settle into a move-in-ready home near the beach, this one checks every box. For investors, this home is a true turnkey short-term rental opportunity. It comes fully furnished, with established house rules, strong Airbnb ratings, and a property manager already in place, making for a seamless transition and immediate earning potential. For homeowners, this property offers a thoughtfully updated and beautifully maintained space designed for comfort and style. Inside, you’ll find high ceilings, an open-concept layout, and luxury vinyl plank flooring (2025) throughout. Plantation shutters (2021) add a timeless elegance, while the natural flow of the home makes it perfect for both relaxing and entertaining. Step outside into your own private oasis. The heated saltwater pool with a waterfall feature and spa (2022) is enhanced by a spa alarm for added safety and ideal for enjoying Florida living year-round. A fully fenced backyard (2021) provides both privacy and peace of mind. Additional highlights include a circular driveway (2021) for added convenience and curb appeal, a water softener system (2024), and a solid brick exterior that adds durability and charm. Located just minutes from the beach, shopping, and dining, this home offers the flexibility to generate income, enjoy as a personal residence, or both. Whether you’re investing in your future or your lifestyle, 14 Farnell Lane delivers.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,143
Sqft
0.23 ac
Lot size
2
Garage
2019
Year built
One
Levels
$261
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,312 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,312/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21.1%
$/sqft vs Palm Coast actives
$261 vs $222
Days on market
71 vs 49 typical
Where $261/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
199 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 14 FARNELL LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$255,000
55 BANNERWOOD LANE
4 bd · 2 ba · 2,141 sqft · $119/sqft · 4 DOM
Sold · Nov ’25$436,500
67 FOLSON LANE
4 bd · 2 ba · 2,151 sqft · $203/sqft · 0 DOM
Sold · Jul ’26$330,000
196 BOULDER ROCK DRIVE
4 bd · 2 ba · 2,222 sqft · $149/sqft · 96 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 14 FARNELL LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14 FARNELL LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
14 FARNELL LANE FAQs
What would the monthly payment be for 14 FARNELL LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,312/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 14 FARNELL LANE?+
The most recent tax bill on record (2025) was $7,364. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14 FARNELL LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $559,000, this home is listed about 40% above the Palm Coast median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 14 FARNELL LANE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$559,000 runs 47% above the PALM COAST 32137 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $579,900, now $559,000 — a $21K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Rasha Lammam. MLS #FC316884.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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