33 PINE CROFT LANE, PALM COAST, FL, 32164
Active131 days on marketListed Mar 24, 2026MLS #FC317057
About this home
33 PINE CROFT LANE
One or more photo(s) has been virtually staged. Welcome to this beautifully maintained 2023 home in Palm Coast. Offering 3 bedrooms, 2 bathrooms, and 1,211 square feet of thoughtfully designed living space, this move-in ready home combines modern finishes, energy efficiency, and the freedom of NO HOA living and the furniture is also negotiable. Step inside to discover an open-concept floor plan featuring luxury vinyl plank flooring throughout, creating a seamless and stylish look with easy maintenance. The well-appointed kitchen is designed for both everyday living and entertaining, showcasing granite countertops, stainless steel appliances, ample cabinetry, and a functional layout that flows effortlessly into the dining and living areas. The primary suite offers a private retreat with an en-suite bath, while two additional bedrooms provide flexibility for family, guests, or a home office. Natural light fills the home, enhancing the bright and welcoming atmosphere. Outside, enjoy the privacy and security of a FULLY FENCED backyard, perfect for pets, play, gardening, or creating your own outdoor oasis. With construction completed in 2023, buyers will appreciate the benefits of a newer home, modern building standards, and reduced maintenance concerns. Conveniently located near shopping, dining, schools, parks, golf courses, Interstate 95 and just a short drive to Flagler Beach and area attractions. Whether you're a first-time homebuyer, downsizing, or seeking an investment opportunity, this property offers exceptional value in one of Palm Coast's most sought-after neighborhoods. Don't miss your chance to own this like-new home—schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,211
Sqft
0.23 ac
Lot size
2
Garage
2023
Year built
One
Levels
$239
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,280 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,280/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.4%
$/sqft vs PALM COAST SEC 26
$239 vs $197
Days on market
131 vs 47 typical
Where $239/sqft sits among the 13 homes for sale in PALM COAST SEC 26
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Grove
Get to know Palm Coast. See the full Palm Coast guide →
Pine Grove — neighborhood snapshot
Population
7,145
Median age
44
Median income
$64,413
Median home value
$292,692
Avg household
3
Households w/ children
803
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
7 of 13
PALM COAST SEC 26 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 33 PINE CROFT LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$225,000
12 PICKCANE LANE · same community
3 bd · 2 ba · 1,172 sqft · $192/sqft · 3 DOM
Sold · Jan ’26$259,500
76 PITTMAN DRIVE · same community
3 bd · 2 ba · 1,260 sqft · $206/sqft · 65 DOM
Sold · Mar ’26$254,000
119 PINE GROVE DRIVE · same community
3 bd · 2 ba · 1,442 sqft · $176/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 33 PINE CROFT LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 33 PINE CROFT LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
33 PINE CROFT LANE FAQs
What would the monthly payment be for 33 PINE CROFT LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,280/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 33 PINE CROFT LANE?+
The most recent tax bill on record (2025) was $3,422. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $289,900, this home is listed about 27% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 33 PINE CROFT LANE?+
Buddy Taylor Middle School (middle), Lewis E. Wadsworth Elementary (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM COAST 32164 market on paper
$289,900 is 15% below the PALM COAST 32164 median of $339,990, and at $239/sqft it sits under the Palm Coast average of $257.
02Time on market is leverage
131 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $299,900, now $289,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP · Lynn Martin, PA. MLS #FC317057.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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