98 BRUEN STREET, ST AUGUSTINE, FL, 32084
Active104 days on marketListed Apr 7, 2026MLS #FC317550
About this home
98 BRUEN STREET
History transformed! This stunning home has undergone a complete remodel in 2026. Stripped to the frame and everything replaced. Architecturally designed this beauty is just minutes from historic downtown St. Augustine with all its shops, restaurants, galleries and historic charm. The front porch offers a cozy spot to have coffee or catch the evening breeze. Open the original front door and step inside to find yourself in the versatile, open great room. Living room, dining room, and kitchen flow seamlessly together to create the ultimate space for family gatherings and entertaining. The kitchen sparkles (literally) with quartz countertops, light cabinets and new stainless-steel appliances. Gleaming engineered wood floors reflect the warm sunlight for a soft glow throughout the house. Three generously sized bedrooms have the flexibility to make one into and office, craft room or playroom depending on your needs. The 2 full baths with tiled showers in light, modern shapes and colors giving each one a luxurious spa like feeling. Step outside the back door to your own private oasis with towering live oaks offering the perfect shady spot to read a book or gather with family and friends on a lazy afternoon. New fiber cement clapboard and a new metal roof make this house as low maintenance and it is beautiful. Come and see this charming home! This home can also be purchased with the adjoining lot.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,138
Sqft
0.17 ac
Lot size
1924
Year built
One
Levels
$303
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,646 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,646/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Augustine actives
$303 vs $240
Days on market
104 vs 39 typical
Where $303/sqft sits among the 181 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ravenswood
Get to know St Augustine. See the full St Augustine guide →
Ravenswood — neighborhood snapshot
Population
783
Median age
52
Median income
$60,218
Median home value
$267,322
Avg household
2
Households w/ children
21%
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
75 of 181
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 98 BRUEN STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$405,000
1140 49TH AVENUE N · same community
3 bd · 2 ba · 1,128 sqft · $359/sqft · 23 DOM
Sold · Aug ’25$180,000
98 BRUEN STREET · same community
2 bd · 1 ba · 1,125 sqft · $160/sqft · 20 DOM
Sold · Sep ’25$200,000
96 BRUEN STREET · same community
2 bd · 1 ba · 1,166 sqft · $172/sqft · 56 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 98 BRUEN STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 98 BRUEN STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
98 BRUEN STREET FAQs
What would the monthly payment be for 98 BRUEN STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,646/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 98 BRUEN STREET?+
The most recent tax bill on record (2025) was $3,633. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Augustine?+
At $345,000, this home is listed about 22% below the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 98 BRUEN STREET?+
Mky- Head Start /Dpp Pk School (), Crookshank Elementary School (elementary), Sebastian Middle School (middle), St. Augustine High School (high), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
104 days on market against a St Augustine median of 39 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
Mky- Head Start /Dpp Pk School, Crookshank Elementary School, Sebastian Middle School, St. Augustine High School, First Coast Technical College — Sebastian Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $370,000, now $345,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXCHANGE, LLC · Susan Denvir Catullo. MLS #FC317550.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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