John Carpenter
$400,000$449,0002 bd2 ba1,044 sqft$383 /sqft$3,069 /mo all-in ↓

4250 A1A S UNIT K12, ST AUGUSTINE, FL, 32080

Active102 days on marketListed Apr 9, 2026MLS #FC317600

Priced 33% below the ST AUGUSTINE 32080 medianReduced $49KFully furnishedCondominiumOCEAN CLUB VILLAGE

About this home

4250 A1A S UNIT K12

Enjoy coastal living at its finest in this beautifully updated ground-floor condo in Ocean Village Club. This inviting unit features a well-appointed kitchen, new flooring, and fresh paint throughout. Both bathrooms have been tastefully updated, adding a modern touch to the space. Relax on the screened-in porch, perfect for enjoying the ocean breeze. This property has a proven track record as a successful short-term vacation rental, making it an excellent investment opportunity or personal getaway. Ocean Village Club offers resort-style amenities, including a heated pool, tennis courts, shuffleboard, a fitness center, and grilling areas. The gated, beautifully landscaped community provides secure and convenient access to both the amenities and the beach.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,044

Sqft

0.16 ac

Lot size

1987

Year built

One

Levels

$383

Per sqft

FurnishedPets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor
LaundryInside
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofTile
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesWest
ExteriorLighting · Sliding Doors

Community & fees

Taxes (2025)$4,530/yr
PetsYes
CommunityClubhouse · Fitness Center · Gated Community - No Guard · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,069 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$378
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,000
Interest rate6.00%
Loan term

Estimated payment

$3,069/mo

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$378
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$337KedgeAI estimate $423,082 · range $351K$452K$470K

vs edgeAI estimate

−5.5%

$/sqft vs St Augustine actives

$383 vs $240

Days on market

102 vs 39 typical

Where $383/sqft sits among the 181 St Augustine actives

91
37
14
13 · this home
8
18
$178–241$241–304$304–366$366–429$429–492$492+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Augustine

Map of 4250 A1A S UNIT K12

Get to know St Augustine. See the full St Augustine guide →

ST AUGUSTINE 32080 — neighborhood snapshot

Population

21,368

Median age

58.3

Median income

$91,201

Median home value

$497,500

Avg household

2.06

Households w/ children

1,323

For the school run

St. Johns County School District

MiddleGamble Rogers Middle School★★★★★
ElementaryW. Douglas Hartley Elementary★★★★
HighPedro Menendez High School★★★★★
Mky- Head Start /Dpp Pk School
HighFirst Coast Technical College

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Augustine market

Seller’s marketSeller’s market2.9 months of inventoryBuyer’s market

$450K$400K

St Augustine median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

75 of 181

St Augustine actives have cut their price

Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% below the ST AUGUSTINE 32080 median. See the full St Augustine market guide →

Paper trail

This home's history

CurrentPrice reduced to $400,000 $49K
Apr 9, 2026Listed at $449,000 · 102 days on market since
1987Built · OCEAN CLUB VILLAGE

Reality check

What actually sold near 4250 A1A S UNIT K12

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4250 A1A UNIT P18Sold · Aug ’25

$460,000

4250 A1A UNIT P18

2 bd · 2 ba · 1,044 sqft · $441/sqft · 0 DOM

1733 SEA FAIR DRIVE UNIT 14244Sold · Apr ’26

$455,000

1733 SEA FAIR DRIVE UNIT 14244

2 bd · 2.5 ba · 1,057 sqft · $430/sqft · 108 DOM

1733 SEA FAIR DRIVE UNIT 12125Sold · Apr ’26

$455,000

1733 SEA FAIR DRIVE UNIT 12125

2 bd · 2 ba · 1,104 sqft · $412/sqft · 20 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 4250 A1A S UNIT K12 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4250 A1A S UNIT K12 — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4250 A1A S UNIT K12 FAQs

What would the monthly payment be for 4250 A1A S UNIT K12?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,069/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4250 A1A S UNIT K12?+

The most recent tax bill on record (2025) was $4,530. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4250 A1A S UNIT K12?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Augustine?+

At $400,000, this home is listed about 9% below the St Augustine median of $439,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4250 A1A S UNIT K12?+

Gamble Rogers Middle School (middle), W. Douglas Hartley Elementary (elementary), Pedro Menendez High School (high), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the ST AUGUSTINE 32080 market on paper

$400,000 is 33% below the ST AUGUSTINE 32080 median of $594,500.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

102 days on market against a St Augustine median of 39 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Gamble Rogers Middle School, W. Douglas Hartley Elementary, Pedro Menendez High School, Mky- Head Start /Dpp Pk School, First Coast Technical College — W. Douglas Hartley Elementary rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $449,000, now $400,000 — a $49K cut. The full history is in the market section below.

Listing courtesy of LIGHTHOUSE REALTY ASSOCIATES, · Karen Lindsey. MLS #FC317600.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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