200 OCEAN CREST DRIVE UNIT 517, PALM COAST, FL, 32137
Active103 days on marketListed Apr 24, 2026MLS #FC317742
About this home
200 OCEAN CREST DRIVE UNIT 517
Priced to sell!! Welcome to Unit 517 inside the gates of Hammock Beach Resort—a 5th-floor, southeast-facing retreat where your mornings begin with breathtaking sunrises over the Atlantic and your evenings may include moonrises and even rocket launches along the coastline. From your private balcony, enjoy an elevated vantage point with expansive ocean views, a peaceful outlook over lush palms and resort grounds, and a shaded seating area ideal for morning coffee or unwinding at the end of the day. Inside, the home opens into a light-filled, open-concept living space designed for effortless entertaining. The layout flows seamlessly from kitchen to dining to living room, with large sliders that frame both coastal and golf course views, creating a bright and inviting atmosphere. The kitchen is centrally positioned and functional, featuring granite countertops, stainless appliances, bar seating for casual gatherings, and open sightlines that keep you connected to the main living areas. The thoughtful split floor plan is one of the most valuable features of this residence, offering privacy between the primary suite and guest bedrooms—ideal for hosting family, friends, or renters. The primary suite serves as a true retreat, complete with direct balcony access, sweeping views, and a spacious layout designed for comfort. The guest bedrooms are well-proportioned and positioned for privacy, each with convenient access to full baths, making the home equally suited for everyday living or extended stays. Spanning 1,676 square feet, the layout maximizes livability with an expansive central living area, intuitive bedroom separation, and multiple full baths that enhance both comfort and functionality. Ownership here extends beyond the residence and into a true resort lifestyle. Owners may choose to obtain a Beach Club membership which includes tennis, a full-service spa, multiple pools, beachside chair and umbrella service, fine dining, and a robust calendar of social events. Or a Golf Club membership provides access to world-class golfing on The Conservatory course designed by Tom Watson or The Ocean Course, designed by Jack Nicklaus, which features six holes directly overlooking the Atlantic Ocean. With a strong rental history, this property also presents an exceptional opportunity for those seeking income potential without sacrificing personal enjoyment. Whether you're enjoying the peaceful sound of the waves or overlooking the lush resort landscape, this 5th-floor retreat delivers a perfect blend of luxury, activity, and tranquility.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,676
Sqft
3.6 ac
Lot size
2
Garage
2003
Year built
One
Levels
$421
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,424 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,424/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.2%
$/sqft vs NORTHSHORE 05
$421 vs $464
Days on market
103 vs 52 typical
Where $421/sqft sits among the 19 homes for sale in NORTHSHORE 05
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
4 of 19
NORTHSHORE 05 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 85% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 200 OCEAN CREST DRIVE UNIT 517
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$725,000
200 OCEAN CREST DRIVE UNIT 707 · same community
3 bd · 3 ba · 1,676 sqft · $433/sqft · 109 DOM
Sold · Mar ’26$670,000
200 OCEAN CREST DRIVE UNIT 515 · same community
3 bd · 3 ba · 1,676 sqft · $400/sqft · 383 DOM
Sold · Oct ’25$650,000
200 OCEAN CREST DRIVE UNIT 418 · same community
3 bd · 3 ba · 1,676 sqft · $388/sqft · 247 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 200 OCEAN CREST DRIVE UNIT 517 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 200 OCEAN CREST DRIVE UNIT 517 — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
200 OCEAN CREST DRIVE UNIT 517 FAQs
What would the monthly payment be for 200 OCEAN CREST DRIVE UNIT 517?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,424/mo — principal and interest, the actual property-tax bill, the $1,489/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 200 OCEAN CREST DRIVE UNIT 517?+
The association fee works out to $1,489 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 200 OCEAN CREST DRIVE UNIT 517?+
The most recent tax bill on record (2025) was $8,483. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 200 OCEAN CREST DRIVE UNIT 517?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $705,000, this home is listed about 76% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 200 OCEAN CREST DRIVE UNIT 517?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$705,000 runs 85% above the PALM COAST 32137 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $1,489/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $745,000, now $705,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HAMMOCK REAL ESTATE GROUP · Luke O'Reilly. MLS #FC317742.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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