John Carpenter
$699,000$799,0003 bd3 ba1,797 sqft$389 /sqft$5,539 /mo all-in ↓

3400 OCEAN SHORE BOULEVARD UNIT 4, ORMOND BEACH, FL, 32176

Active84 days on marketListed Apr 27, 2026MLS #FC318062

Reduced $100KCondominiumLAS OLAS TOWNHOUSE CONDO

About this home

3400 OCEAN SHORE BOULEVARD UNIT 4

Experience carefree coastal living at its finest! Ideally located steps from the sand, 3400 Ocean Shore BLVD. is a spacious 3 bedroom/3 bathroom, direct-oceanfront unit located in desirable Ormond-By-The-Sea, FL. Breathe in the salty air, explore the natural surroundings, and enjoy sprawling seaside sights from your very own private roof-top deck – all while residing a stone’s throw away from local attractions, shops, and restaurants. A contemporary coastal design combined with custom finishes serve as the backdrop to this pristine property. Featuring 1,797 square feet of luxurious living space, the oceanside oasis highlights posh upgrades and fine details that impress the senses. The welcoming foyer reveals warm wood tones, chic shiplap, and high ceilings, while an inviting floor plan and inspiring views present indoor-outdoor living at its very best. A well-appointed chef’s kitchen is the heart of the home, showcasing sleek custom cabinetry, a pull-out pantry, granite countertops, and high end, stainless-steel appliances. Bright natural light and unobstructed ocean views extend across the living, dining, and kitchen areas – creating a comfortable great room for homeowners to relax or entertain. An updated bedroom, bathroom, laundry room, and two-car garage with an Epoxy floor are accessible via the first floor as well. The custom light wood and black wrought iron staircase leads to a multi-purpose loft overlooking the downstairs. A grand master bedroom is the center of rest and relaxation, featuring scenic views, a clean, minimalistic design, custom built-in closets, and a spa-like ensuite. High-end finishes are carried throughout the secondary bedroom and additional bathroom, from soft-close custom cabinetry to a luxury shower enclosure and LED light-up mirrors. A conveniently located wet bar connects the resting quarters with roof-top paradise. Low- maintenance Trek decking grounds the outdoor space, while a custom-built table-firepit combo plus atmospheric spa create a serene and intimate setting for loved ones to gather. With breathtaking panoramic views of the Atlantic Ocean and Intercoastal Waterway, this three- story unit exemplifies beachside living. Kick up your feet, pour a refreshment, and experience a freshly painted sky at sunrise or sunset. If you’re ready to create timeless memories in this exceptional beachfront property, schedule your showing today!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,797

Sqft

0.97 ac

Lot size

2

Garage

1997

Year built

Three Or More

Levels

$389

Per sqft

Negotiable

Inside

FlooringLaminate
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Wet Bar
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorBalcony

Community & fees

HOA fee$650/mo
Taxes (2025)$8,345/yr
PetsNumber Limit
CommunityNone

Utilities & systems

UtilitiesElectricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,539 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,772
PMI (est., until 20% equity)$262
Property tax — 2025 actual bill$695
Condo fee — from the listing$650
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,900
Interest rate6.00%
Loan term

Estimated payment

$5,539/mo

Principal & interest$3,772
PMI (est., until 20% equity)$262
Property taxes (actual bill)$695
HOA / condo fee$650
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Ormond Beach actives

$389 vs $235

Days on market

84 vs 41 typical

Where $389/sqft sits among the 400 Ormond Beach actives

187
115
40
23 · this home
7
28
$159–229$229–299$299–369$369–440$440–510$510+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ormond Beach

Map of 3400 OCEAN SHORE BOULEVARD UNIT 4

Get to know Ormond Beach. See the full Ormond Beach guide →

ORMOND BEACH 32176 — neighborhood snapshot

Population

14,344

Median age

60.1

Median income

$72,248

Median home value

$368,400

Avg household

2.01

Households w/ children

946

For the school run

Volusia County School District

MiddleOrmond Beach Middle School★★★★★
HighSeabreeze High School★★★★
ElementaryBeachside Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

197 of 400

Ormond Beach actives have cut their price

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% above the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $699,000 $100K
Apr 27, 2026Listed at $799,000 · 84 days on market since
1997Built · LAS OLAS TOWNHOUSE CONDO

Reality check

What actually sold near 3400 OCEAN SHORE BOULEVARD UNIT 4

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3013 ANCHOR DRIVESold · Jan ’26

$417,000

3013 ANCHOR DRIVE

3 bd · 2 ba · 1,796 sqft · $232/sqft · 72 DOM

9 SAND DOLLAR DRIVESold · Jun ’26

$499,999

9 SAND DOLLAR DRIVE

3 bd · 2.5 ba · 1,811 sqft · $276/sqft · 12 DOM

117 SAND DUNES DRIVESold · Jun ’26

$555,000

117 SAND DUNES DRIVE

3 bd · 2 ba · 1,843 sqft · $301/sqft · 51 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 3400 OCEAN SHORE BOULEVARD UNIT 4 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3400 OCEAN SHORE BOULEVARD UNIT 4 — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3400 OCEAN SHORE BOULEVARD UNIT 4 FAQs

What would the monthly payment be for 3400 OCEAN SHORE BOULEVARD UNIT 4?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,539/mo — principal and interest, the actual property-tax bill, the $650/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3400 OCEAN SHORE BOULEVARD UNIT 4?+

The association fee works out to $650 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3400 OCEAN SHORE BOULEVARD UNIT 4?+

The most recent tax bill on record (2025) was $8,345. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3400 OCEAN SHORE BOULEVARD UNIT 4?+

The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ormond Beach?+

At $699,000, this home is listed about 64% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 3400 OCEAN SHORE BOULEVARD UNIT 4?+

Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$699,000 runs 100% above the ORMOND BEACH 32176 median.

02Know the monthly fee

The association fee is $650/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Time on market is leverage

84 days on market against a Ormond Beach median of 41 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Ormond Beach Middle School, Seabreeze High School, Beachside Elementary School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $799,000, now $699,000 — a $100K cut. The full history is in the market section below.

Listing courtesy of REALTY PROS ASSURED · David Zalutko. MLS #FC318062.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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