
3400 OCEAN SHORE BOULEVARD UNIT 4, ORMOND BEACH, FL, 32176
Active84 days on marketListed Apr 27, 2026MLS #FC318062
About this home
3400 OCEAN SHORE BOULEVARD UNIT 4
Experience carefree coastal living at its finest! Ideally located steps from the sand, 3400 Ocean Shore BLVD. is a spacious 3 bedroom/3 bathroom, direct-oceanfront unit located in desirable Ormond-By-The-Sea, FL. Breathe in the salty air, explore the natural surroundings, and enjoy sprawling seaside sights from your very own private roof-top deck – all while residing a stone’s throw away from local attractions, shops, and restaurants. A contemporary coastal design combined with custom finishes serve as the backdrop to this pristine property. Featuring 1,797 square feet of luxurious living space, the oceanside oasis highlights posh upgrades and fine details that impress the senses. The welcoming foyer reveals warm wood tones, chic shiplap, and high ceilings, while an inviting floor plan and inspiring views present indoor-outdoor living at its very best. A well-appointed chef’s kitchen is the heart of the home, showcasing sleek custom cabinetry, a pull-out pantry, granite countertops, and high end, stainless-steel appliances. Bright natural light and unobstructed ocean views extend across the living, dining, and kitchen areas – creating a comfortable great room for homeowners to relax or entertain. An updated bedroom, bathroom, laundry room, and two-car garage with an Epoxy floor are accessible via the first floor as well. The custom light wood and black wrought iron staircase leads to a multi-purpose loft overlooking the downstairs. A grand master bedroom is the center of rest and relaxation, featuring scenic views, a clean, minimalistic design, custom built-in closets, and a spa-like ensuite. High-end finishes are carried throughout the secondary bedroom and additional bathroom, from soft-close custom cabinetry to a luxury shower enclosure and LED light-up mirrors. A conveniently located wet bar connects the resting quarters with roof-top paradise. Low- maintenance Trek decking grounds the outdoor space, while a custom-built table-firepit combo plus atmospheric spa create a serene and intimate setting for loved ones to gather. With breathtaking panoramic views of the Atlantic Ocean and Intercoastal Waterway, this three- story unit exemplifies beachside living. Kick up your feet, pour a refreshment, and experience a freshly painted sky at sunrise or sunset. If you’re ready to create timeless memories in this exceptional beachfront property, schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,797
Sqft
0.97 ac
Lot size
2
Garage
1997
Year built
Three Or More
Levels
$389
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,539 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,539/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ormond Beach actives
$389 vs $235
Days on market
84 vs 41 typical
Where $389/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ormond Beach
Get to know Ormond Beach. See the full Ormond Beach guide →
ORMOND BEACH 32176 — neighborhood snapshot
Population
14,344
Median age
60.1
Median income
$72,248
Median home value
$368,400
Avg household
2.01
Households w/ children
946
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
197 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% above the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3400 OCEAN SHORE BOULEVARD UNIT 4
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$417,000
3013 ANCHOR DRIVE
3 bd · 2 ba · 1,796 sqft · $232/sqft · 72 DOM
Sold · Jun ’26$499,999
9 SAND DOLLAR DRIVE
3 bd · 2.5 ba · 1,811 sqft · $276/sqft · 12 DOM
Sold · Jun ’26$555,000
117 SAND DUNES DRIVE
3 bd · 2 ba · 1,843 sqft · $301/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 3400 OCEAN SHORE BOULEVARD UNIT 4 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3400 OCEAN SHORE BOULEVARD UNIT 4 — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3400 OCEAN SHORE BOULEVARD UNIT 4 FAQs
What would the monthly payment be for 3400 OCEAN SHORE BOULEVARD UNIT 4?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,539/mo — principal and interest, the actual property-tax bill, the $650/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3400 OCEAN SHORE BOULEVARD UNIT 4?+
The association fee works out to $650 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3400 OCEAN SHORE BOULEVARD UNIT 4?+
The most recent tax bill on record (2025) was $8,345. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3400 OCEAN SHORE BOULEVARD UNIT 4?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $699,000, this home is listed about 64% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 3400 OCEAN SHORE BOULEVARD UNIT 4?+
Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$699,000 runs 100% above the ORMOND BEACH 32176 median.
02Know the monthly fee
The association fee is $650/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
84 days on market against a Ormond Beach median of 41 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Ormond Beach Middle School, Seabreeze High School, Beachside Elementary School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $799,000, now $699,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY PROS ASSURED · David Zalutko. MLS #FC318062.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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