165 BLUEJACK LANE, ST AUGUSTINE, FL, 32095
Active74 days on marketListed May 7, 2026MLS #FC318390
About this home
165 BLUEJACK LANE
Public Remarks: Welcome to this beautiful 2 story home in Bannon Lakes, located in highly sought-after St. Johns County! Featuring an open-concept layout filled with natural light, high ceilings, updated light fixtures, and new ceiling fans, there's nothing to do here but move in! The spacious kitchen boasts quartz countertops, stainless steel appliances, and a large walk-in pantry. The primary suite offers a relaxing retreat with a garden tub, separate shower, and walk-in closet. Upstairs, you'll find oversized bedrooms with walk-in closets and a versatile loft ideal for a second living space, exercise room, or home office. A downstairs 4th bedroom provides the perfect guest room. Enjoy outdoor living on the covered patio with roll-down shades and let the dogs run free in the fully fenced backyard. Located minutes from historic St. Augustine and with easy interstate access. Amenities include a resort-style pool, courts, dog park, fitness center, and playground! Don't wait, schedule your tour!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,395
Sqft
0.12 ac
Lot size
2
Garage
2019
Year built
Two
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,753 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,753/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.3%
$/sqft vs St Augustine actives
$193 vs $241
Days on market
74 vs 39 typical
Where $193/sqft sits among the 181 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bannon Lakes
Get to know St Augustine. See the full St Augustine guide →
Bannon Lakes — neighborhood snapshot
Population
1,236
Median age
36
Median income
$118,561
Median home value
$469,900
Avg household
3
Households w/ children
202
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
75 of 181
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% above the ST AUGUSTINE 32095 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 165 BLUEJACK LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$750,000
258 HAAS AVENUE
4 bd · 2.5 ba · 2,419 sqft · $310/sqft · 21 DOM
Sold · May ’26$559,000
94 ALMOND POINT
3 bd · 2.5 ba · 2,359 sqft · $237/sqft · 5 DOM
Sold · Dec ’25$550,000
64 HAAS AVENUE
4 bd · 2 ba · 2,451 sqft · $224/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 165 BLUEJACK LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 165 BLUEJACK LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
165 BLUEJACK LANE FAQs
What would the monthly payment be for 165 BLUEJACK LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,753/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 165 BLUEJACK LANE?+
The most recent tax bill on record (2025) was $8,031. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Augustine?+
At $462,000, this home is listed about 5% above the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 165 BLUEJACK LANE?+
Tocoi Creek High School (high), First Coast Technical College (high), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$462,000 runs 57% above the ST AUGUSTINE 32095 median — but at 2,395 sqft it's also 51% larger than the typical St Augustine listing.
02Strong assigned schools
Tocoi Creek High School, First Coast Technical College, Mky- Head Start /Dpp Pk School — Tocoi Creek High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $465,000, now $462,000 — a $3K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST. JOHNS · Christina Welch. MLS #FC318390.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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