
9277 JULY LANE, ST AUGUSTINE, FL, 32080
Active24 days on marketListed Jun 26, 2026MLS #FC319552
About this home
9277 JULY LANE
Experience the ultimate in coastal living in this stunning 4-bedroom, 3-bath Intracoastal estate, perfectly positioned on a rare double lot at the end of a quiet cul-de-sac within a gated community offering pickleball courts and unobstructed water views. With the Atlantic Ocean and pristine beaches directly across the water, you'll enjoy breathtaking sunrises from the front of the home and spectacular sunsets over the Intracoastal from the rear, creating a setting that feels like a private resort. Inside, soaring ceilings and walls of windows fill the home with natural light, while the open-concept design is ideal for both everyday living and entertaining. Rich oak hardwood floors and tile flow throughout, complementing the inviting living area with its dramatic fireplace and expansive water views. The beautifully designed kitchen is a chef's dream, featuring abundant custom wood cabinetry, granite countertops, stainless steel appliances, a center island, and plenty of workspace for gathering with family and friends. Thoughtfully designed for comfort and flexibility, the home offers a private bedroom suite on the first floor, perfect for guests or multigenerational living. Upstairs, the impressive primary suite overlooks the Intracoastal and captures views of the Atlantic Ocean beyond. Wake each morning to ever-changing water vistas and unwind in the spacious bath with soaking tub and separate shower. Additional bedrooms provide generous space and privacy for family and guests. Outdoor living is where this exceptional property truly shines. The sparkling pool, waterfront fire pit, and multiple covered decks create endless opportunities for relaxation and entertaining. The oversized dock is more than just a place to keep your boat. Designed with gatherings in mind, it offers room for multiple vessels, features a 20,000-pound boat lift, and provides the perfect setting for sunset dinners, celebrations, or simply enjoying life on the water. Watch dolphins play, manatees glide by, and an endless parade of sailboats and cruisers pass along the Intracoastal from your own backyard. Offering privacy, space, and unforgettable views from nearly every room, this extraordinary waterfront retreat combines luxury, boating, and the beauty of Florida's coast in one remarkable property. Whether you're enjoying your morning coffee as the sun rises over the ocean, spending the day on the water, or gathering around the fire pit as the sky glows with sunset colors, every day here feels like a vacation. Minutes to Historic St. Augustine and Charming Flagler Beach.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,444
Sqft
0.21 ac
Lot size
2
Garage
1993
Year built
Two
Levels
$421
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,492 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,492/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Augustine actives
$421 vs $240
Days on market
24 vs 39 typical
Where $421/sqft sits among the 181 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Augustine
Get to know St Augustine. See the full St Augustine guide →
ST AUGUSTINE 32080 — neighborhood snapshot
Population
21,368
Median age
58.3
Median income
$91,201
Median home value
$497,500
Avg household
2.06
Households w/ children
1,323
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
76 of 181
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 144% above the ST AUGUSTINE 32080 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 9277 JULY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$1,250,000
9411 OLD A1A
4 bd · 3 ba · 2,788 sqft · $448/sqft · 482 DOM
Sold · Apr ’26$1,013,800
141 GENE JOHNSON ROAD
3 bd · 2.5 ba · 2,671 sqft · $380/sqft · 218 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 9277 JULY LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9277 JULY LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9277 JULY LANE FAQs
What would the monthly payment be for 9277 JULY LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,492/mo — principal and interest, the actual property-tax bill, the $254/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9277 JULY LANE?+
The association fee works out to $254 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9277 JULY LANE?+
The most recent tax bill on record (2025) was $8,519. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9277 JULY LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $1,450,000, this home is listed about 230% above the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 9277 JULY LANE?+
Gamble Rogers Middle School (middle), W. Douglas Hartley Elementary (elementary), Pedro Menendez High School (high), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,450,000 runs 144% above the ST AUGUSTINE 32080 median — but at 3,444 sqft it's also nearly twice the size of the typical St Augustine listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Gamble Rogers Middle School, W. Douglas Hartley Elementary, Pedro Menendez High School, Mky- Head Start /Dpp Pk School, First Coast Technical College — W. Douglas Hartley Elementary rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PARKSIDE REALTY GROUP · Deborah Ronson. MLS #FC319552.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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