35 CALLE DEL SUR, PALM COAST, FL, 32137
Active10 days on marketListed Jul 25, 2026MLS #FC320147
About this home
35 CALLE DEL SUR
Perfectly positioned along the pristine shores of the Atlantic within the prestigious oceanfront golf community of Hammock Dunes, this extraordinary direct oceanfront estate offers 4 bedrooms, 5 full bathrooms, 3 half baths, and 6,006 square feet of impeccably designed living space. Showcasing timeless Mediterranean architecture, exceptional craftsmanship, and breathtaking panoramic ocean views from nearly every room, this remarkable residence blends elegance with effortless coastal living. A dramatic two-story foyer opens to soaring living spaces highlighted by extensive custom millwork, a stately fireplace, designer finishes, and walls of windows framing the Atlantic Ocean. Designed for both grand entertaining and everyday luxury, the chef's kitchen features custom wood cabinetry, granite countertops, dual islands, premium Viking stainless steel appliances, a gas cooktop, farmhouse sink, and walk-in pantry. The luxurious primary suite serves as a private retreat with expansive ocean views, private terrace access, and a spa-inspired bath complete with a soaking tub, oversized multi-head walk-in shower, dual vanities, and generous walk-in closets. Each guest suite offers its own en-suite bath, while an impressive climate-controlled wine cellar, richly appointed living spaces, custom built-ins, hardwood flooring, and refined architectural details elevate the home throughout. Outdoor living is equally spectacular with expansive covered terraces, a resort-style oceanfront pool and spa, private beach walkover, lush tropical landscaping, and multiple spaces to relax or entertain while enjoying endless Atlantic vistas. To further elevate the Hammock Dunes lifestyle, membership to the Hammock Dunes Club is available, offering an exceptional member experience with an oceanfront clubhouse, a "Low Country" clubhouse with formal and casual dining, two Audubon-certified golf courses by legendary designers Tom Fazio and Rees Jones, a 5,000-square-foot ocean-view fitness center, oceanfront pool complex, playground, splash pad, tennis courts, pickleball, croquet, bocce, and more.
Facts & features
The home at a glance
4
Bedrooms
6.5
Bathrooms
6,006
Sqft
0.28 ac
Lot size
3
Garage
2007
Year built
Three Or More
Levels
$716
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$28,125 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$28,125/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Coast actives
$716 vs $222
Days on market
10 vs 52 typical
Where $716/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hammock Dunes
Get to know Palm Coast. See the full Palm Coast guide →
Hammock Dunes — neighborhood snapshot
Population
1,391
Median age
65
Median income
$121,250
Median home value
$772,500
Avg household
2
Households w/ children
31%
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
176 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1020% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 35 CALLE DEL SUR
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,350,000
12 VIA SALERNO
4 bd · 5 ba · 5,932 sqft · $228/sqft · 342 DOM
Sold · Apr ’26$2,700,000
7 CAPRI COURT
5 bd · 6 ba · 5,049 sqft · $535/sqft · 57 DOM
Sold · Jun ’26$4,090,000
85 CALLE DEL SUR
4 bd · 6.5 ba · 7,682 sqft · $532/sqft · 212 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 35 CALLE DEL SUR — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 35 CALLE DEL SUR — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
35 CALLE DEL SUR FAQs
What would the monthly payment be for 35 CALLE DEL SUR?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $28,125/mo — principal and interest, the actual property-tax bill, the $403/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 35 CALLE DEL SUR?+
The association fee works out to $403 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 35 CALLE DEL SUR?+
The most recent tax bill on record (2025) was $33,036. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 35 CALLE DEL SUR?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $4,299,000, this home is listed about 975% above the Palm Coast median of $399,950. The market section on this page shows how the area is trending.
Which schools are assigned to 35 CALLE DEL SUR?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$4,299,000 runs 1020% above the PALM COAST 32137 median — but at 6,006 sqft it's also nearly 3 times the size of the typical Palm Coast listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Krista Libby. MLS #FC320147.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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