995 W 11TH AVENUE, MOUNT DORA, FL, 32757
Active340 days on marketListed Aug 29, 2025MLS #G5101519
About this home
995 W 11TH AVENUE
Located less than a mile from Historic Downtown Mount Dora, this property presents a rare opportunity to own a spacious home in one of the area’s most sought-after locations, with the flexibility to make it your own. Situated on an oversized lot, this 2,772 sq ft residence is currently configured as two separate living spaces, a 2 bedroom, 2.5 bath main home and a connected 2 bedroom, 1 bath suite with a private entrance. Ideal for multigenerational living, guest quarters, or future rental potential. The home offers strong fundamentals, including original hardwood floors in good condition, generously sized bedrooms, and en suite bathrooms throughout, a layout that is increasingly hard to find. Major components have already been addressed, including a 9-year-old roof and one AC system replaced in July 2025. The property will need updating, including kitchens and bathrooms, and has been priced accordingly at $475,000 to reflect the opportunity for customization and added value. For buyers looking to secure location, square footage, and long-term upside in Mount Dora, this is a compelling opportunity. . ***AC#1 July-2025, Roof 9yrs old***
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,772
Sqft
0.33 ac
Lot size
2
Garage
1950
Year built
One
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,281 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,281/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.9%
$/sqft vs Mount Dora actives
$166 vs $221
Days on market
340 vs 50 typical
Where $166/sqft sits among the 291 Mount Dora actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pinecrest
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Mount Dora. See the full Mount Dora guide →
Pinecrest — neighborhood snapshot
Population
427
Median age
70
Median income
$80,625
Median home value
$472,400
Avg household
2
Households w/ children
2%
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mount Dora market
$450K → $409K
Mount Dora median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
165 of 291
Mount Dora actives have cut their price
Median sold price, Mount Dora, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the MOUNT DORA 32757 median. See the full Mount Dora market guide →
Paper trail
This home's history
Reality check
What actually sold near 995 W 11TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$650,000
1925 SUNSET ROAD · same community
3 bd · 2 ba · 2,209 sqft · $294/sqft · 39 DOM
Sold · Nov ’25$370,000
1734 NORMANDY DRIVE · same community
3 bd · 2 ba · 2,050 sqft · $180/sqft · 38 DOM
Sold · Dec ’25$372,500
1510 OVERLOOK DRIVE · same community
3 bd · 2.5 ba · 1,914 sqft · $195/sqft · 133 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 995 W 11TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 995 W 11TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
995 W 11TH AVENUE FAQs
What would the monthly payment be for 995 W 11TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,281/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 995 W 11TH AVENUE?+
The most recent tax bill on record (2024) was $2,511. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Mount Dora?+
At $460,000, this home is listed about 3% below the Mount Dora median of $474,995. The market section on this page shows how the area is trending.
Which schools are assigned to 995 W 11TH AVENUE?+
Mt. Dora High School (high), Mt. Dora Middle School (middle), Triangle Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
02Time on market is leverage
340 days on market against a Mount Dora median of 50 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $550,000, now $460,000 — a $90K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Bryan Nelson. MLS #G5101519.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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