48 WINDMILL PALM WAY, PALM COAST, FL, 32164
Active162 days on marketListed Feb 23, 2026MLS #G5108674
About this home
48 WINDMILL PALM WAY
Virtually Staged. Under Construction. Step inside The Edison II through an impressive double-door entry and discover a thoughtfully designed home offering five bedrooms and 9-foot ceilings throughout. The open-concept great room, dining area, and kitchen create a welcoming space ideal for everyday living and entertaining. The chef-inspired kitchen features a spacious, solid-surface island perfect for gathering, along with a walk-in pantry that provides ample storage. The private primary suite is thoughtfully positioned away from the additional bedrooms, creating a true retreat. This serene space includes a spa-like en-suite bath with a soaking tub, walk-in shower, dual sinks, and a separate water closet, along with an oversized walk-in closet to complete the experience. Step outside to a corner covered lanai overlooking a fully landscaped backyard, offering the perfect setting to relax and unwind. Photos are representative of an Edison II Floorplan**
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,289
Sqft
0.12 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$170
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,805 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,805/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−36.6%
$/sqft vs SEMINOLE TRACE
$170 vs $183
Days on market
162 vs 52 typical
Where $170/sqft sits among the 9 homes for sale in SEMINOLE TRACE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belle Terre
Get to know Palm Coast. See the full Palm Coast guide →
Belle Terre — neighborhood snapshot
Population
5,687
Median age
48
Median income
$62,936
Median home value
$295,367
Avg household
3
Households w/ children
517
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
3 of 9
SEMINOLE TRACE have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 48 WINDMILL PALM WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$409,990
11 BOTTLEBRUSH LANE · same community
4 bd · 3 ba · 2,246 sqft · $183/sqft · 50 DOM
Sold · Feb ’26$502,539
13 WINDMILL PALM WAY · same community
4 bd · 3 ba · 2,246 sqft · $224/sqft · 0 DOM
Sold · May ’26$387,000
46 WINDMILL PALM WAY · same community
4 bd · 3 ba · 2,190 sqft · $177/sqft · 67 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 48 WINDMILL PALM WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 48 WINDMILL PALM WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
48 WINDMILL PALM WAY FAQs
What would the monthly payment be for 48 WINDMILL PALM WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,805/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 48 WINDMILL PALM WAY?+
The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 48 WINDMILL PALM WAY?+
The most recent tax bill on record (2025) was $1,727. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 48 WINDMILL PALM WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $389,990, this home is listed about 2% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 48 WINDMILL PALM WAY?+
Lewis E. Wadsworth Elementary (elementary), Buddy Taylor Middle School (middle), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$389,990 runs 15% above the PALM COAST 32164 median — but at 2,289 sqft it's also 21% larger than the typical Palm Coast listing.
02Time on market is leverage
162 days on market against a Palm Coast median of 52 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $416,990, now $389,990 — a $27K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Nancy Pruitt, PA. MLS #G5108674.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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