854 FENWICK LOOP, THE VILLAGES, FL, 32163
Active83 days on marketListed May 1, 2026MLS #G5111690
About this home
854 FENWICK LOOP
PRICE IMPROVEMENT. IDEAL LOCATION. Welcome to this UPGRADED expanded Sand Dollar II model home in the Village of Sanibel, centrally situated between Lake Sumter Landing Market Square and Brownwood Paddock Square, with convenient golf cart access to recreation, golf courses, shopping, dining, and entertainment. This is not your typical Sand Dollar model home. The 2-bedroom, 2-bath home includes an ADDITIONAL DEN/BONUS room, increasing the living space to 1,431 SF. Expanded living space, a 2-CAR plus GOLF CART garage, a covered front porch, and a private backyard with 'room for a pool' make this a comfortable home for year-round or seasonal living. The dedicated golf cart garage is a standout feature, while the EXTENDED 2-car garage provides space for larger vehicles, storage, attic access, epoxy-coated flooring, and a conveniently located RainSoft whole-house water treatment system. Interior upgrades create a move-in-ready home and include engineered hardwood flooring, plantation shutters, crown molding, granite countertops, stainless steel appliances, custom lighting, decorative wall finishes, and ceiling fans throughout. For everyday convenience, the kitchen includes a dedicated pantry closet, while the adjacent indoor laundry room features a washer, dryer, utility sink, and overhead cabinetry. The primary suite offers a large walk-in closet and an ensuite bath with dual custom vessel sinks and granite countertops. Located approximately 0.2 miles from the Sanibel mail center and adult pool, and approximately 0.3 miles from the Captiva Recreation Center with pickleball, tennis, bocce, shuffleboard, and pool facilities. Lake Sumter Landing Market Square and Brownwood Paddock Square are less than 5 miles away and are accessible by golf cart. Offered furnished; inventory list available.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,431
Sqft
0.15 ac
Lot size
2
Garage
2012
Year built
One
Levels
$259
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,565 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,565/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16%
Days on market
83 vs 47 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Villages
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
THE VILLAGES 32163 — neighborhood snapshot
Population
30,886
Median age
70.1
Median income
$94,565
Median home value
$472,600
Avg household
1.85
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$355K → $335K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the THE VILLAGES 32163 median. See the full The Villages market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 854 FENWICK LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 854 FENWICK LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
854 FENWICK LOOP FAQs
What would the monthly payment be for 854 FENWICK LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,565/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 854 FENWICK LOOP?+
The most recent tax bill on record (2025) was $764. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 854 FENWICK LOOP?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in The Villages?+
At $370,000, this home is listed about 1% below the The Villages median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 854 FENWICK LOOP?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the THE VILLAGES 32163 market on paper
$370,000 is 20% below the THE VILLAGES 32163 median of $461,950, and at $259/sqft it sits under the The Villages average of $267.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03The price has already moved
Listed at $400,000, now $370,000 — a $30K cut. The full history is in the market section below.
Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES · Dennis Raffeo. MLS #G5111690.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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