10945 BIG TREE LANE, CLERMONT, FL, 34711
Active32 days on marketListed Jul 1, 2026MLS #G5113164
About this home
10945 BIG TREE LANE
Virtually Staged. Welcome to this beautifully renovated Clermont home, where modern upgrades, major improvements, and a desirable location come together to create the ideal Florida lifestyle. The heart of the home is the fully remodeled kitchen, completed in 2026, featuring a redesigned layout, new soft-close cabinetry, quartz countertops, a designer backsplash, recessed lighting, stainless steel appliances, a large sink, and a brand-new dishwasher. The bright and inviting living room offers recessed lighting and large grid-style windows replaced in 2026. The dining room features oversized sliding glass doors that fill the space with natural light while overlooking the backyard and mature oak trees. The spacious primary suite includes a walk-in closet with a custom wood organizer and private sliding glass door access to the outdoor living area. Both bathrooms have been completely remodeled with modern vanities, glass shower enclosures, smart mirrors, and updated finishes. Additional improvements include laminate flooring installed throughout in 2025, new wood trim, and a versatile bonus room with dual sliding glass door access. All sliding glass doors throughout the home, excluding the front entry, were replaced in 2025. Outdoor living is a highlight of the property, featuring a large screened-in patio with real wood flooring overlooking a peaceful water feature, mature landscaping, and beautiful oak trees. A concrete driveway transitions into a decorative paver carport, enhancing the home's curb appeal while providing ample parking. Residents also enjoy community lake access with a beach, dock, and boat access, offering endless opportunities to enjoy Florida's outdoor lifestyle. For added peace of mind, in July 2026 the property's wastewater system will be connected to Lake County's Distributed Water Treatment System (DWTS), which is fully owned, maintained, monitored, and serviced by the county. This county-managed system functions similarly to a traditional septic system while eliminating the responsibility of maintaining a privately owned septic system. Major updates include a complete kitchen remodel (2026), living room windows replaced (2026), laminate flooring throughout (2025), fully remodeled bathrooms, new wood trim, water heater replaced (2026), HVAC replaced (2022), roof replaced (2011), and connection to the county-owned DWTS system (2026). Ideally located just minutes from Downtown Clermont, you'll enjoy easy access to restaurants, shopping, farmers markets, and community events. Conveniently situated near State Road 50, US-27, and the Florida Turnpike, the home offers an easy commute to Orlando, Walt Disney World, Orlando International Airport, and many of Central Florida's top attractions and employment centers. Combining extensive renovations, exceptional outdoor living, community lake access, and an outstanding location, this move-in-ready home is ready for its next owner. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,725
Sqft
0.41 ac
Lot size
1967
Year built
One
Levels
$255
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,221 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,221/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+33.8%
$/sqft vs Clermont actives
$255 vs $224
Days on market
32 vs 33 typical
Where $255/sqft sits among the 400 Clermont actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clermont
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
CLERMONT 34711 — neighborhood snapshot
Population
69,727
Median age
43.7
Median income
$88,474
Median home value
$369,900
Avg household
2.69
Households w/ children
7,374
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$443K → $450K
Clermont median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
206 of 400
Clermont actives have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the CLERMONT 34711 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 10945 BIG TREE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$450,000
11610 GRAND HILLS BOULEVARD
3 bd · 2 ba · 1,706 sqft · $264/sqft · 32 DOM
Sold · Aug ’25$410,000
11648 GRAND BAY BOULEVARD
3 bd · 2 ba · 1,706 sqft · $240/sqft · 31 DOM
Sold · Aug ’25$379,490
2226 NW CROWN ROCK DRIVES
3 bd · 2 ba · 1,706 sqft · $222/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 10945 BIG TREE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10945 BIG TREE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10945 BIG TREE LANE FAQs
What would the monthly payment be for 10945 BIG TREE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,221/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10945 BIG TREE LANE?+
The most recent tax bill on record (2025) was $3,313. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10945 BIG TREE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $440,000, this home is listed about 6% below the Clermont median of $466,500. The market section on this page shows how the area is trending.
Which schools are assigned to 10945 BIG TREE LANE?+
East Ridge High School (high), Windy Hill Middle School (middle), Pine Ridge Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Daniela Patton. MLS #G5113164.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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