127 CAMPHOR LAUREL ROAD, ST AUGUSTINE, FL, 32092
Active7 days on marketListed Jul 16, 2026MLS #G5115215
About this home
127 CAMPHOR LAUREL ROAD
Virtually Staged. Under Construction. The Sago C floor plan is a meticulously designed townhome offering 1,853 square feet of modern living space, featuring four bedrooms and two and a half bathrooms.... You will find the three additional bedrooms....Brook Forest is an ONLY gated community with Private Amenities for residents only, in addition to all of the Amenities Silverleaf has to offer. Use Preferred lender for special interest rates and closing costs - some conditions do apply.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,853
Sqft
0.1 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,759 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,096/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.1%
$/sqft vs St Augustine actives
$199 vs $244
Days on market
7 vs 39 typical
Where $199/sqft sits among the 179 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Silverleaf
Get to know St Augustine. See the full St Augustine guide →
Silverleaf — neighborhood snapshot
Population
4,245
Median age
53
Median income
$135,239
Median home value
$475,056
Avg household
2
Households w/ children
539
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
74 of 179
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the ST AUGUSTINE 32092 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 127 CAMPHOR LAUREL ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$363,000
153 CAMPHOR LAUREL ROAD · same community
4 bd · 2.5 ba · 1,853 sqft · $196/sqft · 0 DOM
Sold · Mar ’26$410,000
33 CHESTNUT GROVE ROAD · same community
3 bd · 2 ba · 1,864 sqft · $220/sqft · 107 DOM
Sold · Mar ’26$439,990
1030 BROOK FOREST DRIVE · same community
3 bd · 2 ba · 1,864 sqft · $236/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 127 CAMPHOR LAUREL ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 127 CAMPHOR LAUREL ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
127 CAMPHOR LAUREL ROAD FAQs
What would the monthly payment be for 127 CAMPHOR LAUREL ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,759/mo — principal and interest, estimated property taxes, the $270/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 127 CAMPHOR LAUREL ROAD?+
The association fee works out to $270 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 127 CAMPHOR LAUREL ROAD?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 127 CAMPHOR LAUREL ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $367,990, this home is listed about 16% below the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 127 CAMPHOR LAUREL ROAD?+
Tocoi Creek High School (high), First Coast Technical College (high), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST AUGUSTINE 32092 market on paper
$367,990 is 23% below the ST AUGUSTINE 32092 median of $479,990, and at $199/sqft it sits under the St Augustine average of $309.
02Fresh on the market
Only 7 days on market in a St Augustine market that averages 39 — if it fits, move quickly.
03Strong assigned schools
Tocoi Creek High School, First Coast Technical College, Mky- Head Start /Dpp Pk School — Tocoi Creek High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Nancy Pruitt, PA. MLS #G5115215.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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