10303 SE SUNSET HARBOR ROAD, SUMMERFIELD, FL, 34491
Active5 days on marketListed Jul 30, 2026MLS #G5115470
About this home
10303 SE SUNSET HARBOR ROAD
Priced to sell! Where can you have this kind of waterfront for this price? Imagine eating dinner with a lake view every night and cooking that dinner with ease on newer kitchen appliances bought in 2023. Put your mind at ease with newer big ticket items like a new metal roof ( newly painted 2026), new gutters and fascia, and a new air conditioner all purchased in 2019. A new drain field was just put in this year (2026). The exterior of the home was also repainted this year (2026). Take time to make those special memories here with your family and friends. There is something peaceful living on the lake with the breeze. This manicured backyard and home sits on just under an acre (.94 acre.) If you are looking to work from home, the separate office /den is off to itself with water views. You can't beat that office view! Don't wait too long for your showing. It is a beautiful home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,716
Sqft
0.94 ac
Lot size
1972
Year built
One
Levels
$291
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,445 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,445/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.7%
$/sqft vs N/A
$291 vs $286
Days on market
5 vs 52 typical
Where $291/sqft sits among the 246 homes for sale in N/A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $256K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
111 of 246
N/A have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 81% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 10303 SE SUNSET HARBOR ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$388,750
2103 NW 142ND AVENUE · same community
3 bd · 2 ba · 1,728 sqft · $225/sqft · 0 DOM
Sold · Dec ’25$299,255
4230 NORTH ROAD · same community
2 bd · 2 ba · 1,704 sqft · $176/sqft · 32 DOM
Sold · Dec ’25$250,000
280 OVEROCKER CIRCLE · same community
5 bd · 2 ba · 1,636 sqft · $153/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 10303 SE SUNSET HARBOR ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10303 SE SUNSET HARBOR ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10303 SE SUNSET HARBOR ROAD FAQs
What would the monthly payment be for 10303 SE SUNSET HARBOR ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,445/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10303 SE SUNSET HARBOR ROAD?+
The most recent tax bill on record (2024) was $1,554. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Summerfield?+
At $498,500, this home is listed about 72% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10303 SE SUNSET HARBOR ROAD?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$498,500 runs 81% above the SUMMERFIELD 34491 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 5 days on market in a Summerfield market that averages 52 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of JUST A FARMGIRL REALTY LLC · Susan Steinmetz. MLS #G5115470.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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