John Carpenter
$199,9003 bd2.5 ba1,581 sqft$126 /sqft$1,628 /mo all-in ↓

13602 PALM DRIVE, ASTATULA, FL, 34705

Active2 days on marketListed Jul 30, 2026MLS #G5115785

Priced 46% below the ASTATULA 34705 medianWaterfrontMobile HomeEAST LAKE HARRIS ESTATES

About this home

13602 PALM DRIVE

Experience the best of Florida waterfront living in this charming Astatula canal-front home with direct boating access to the beautiful Harris Chain of Lakes. Bring your boat and enjoy endless days on the water, exploring the many waterfront restaurants, parks, and attractions throughout Lake County. Your private boat slip makes it easy to tie up after a day of boating, fishing, or cruising. The main home features 2 bedrooms, 1 full bathroom, and 1 half bathroom, offering a comfortable and functional layout. A separate private entrance leads to a studio apartment complete with its own full bathroom, making it ideal for guests, extended family, a home office, or potential rental income. The kitchen comes fully equipped with stainless steel appliances, including a refrigerator, range, microwave, and dishwasher. The washer and dryer are conveniently located in a covered, dry utility space at the rear of the home, providing easy access while keeping them protected from the elements. Outside, you'll find a spacious, flat backyard leading to a fishing pier where you can relax and enjoy the peaceful canal views. Conveniently located just a short boat or drive from the charming downtowns of Eustis, Tavares, and Mount Dora, you'll have easy access to popular waterfront restaurants, shopping, festivals, and entertainment. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this waterfront property offers the perfect combination of boating, fishing, and Florida lifestyle.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,581

Sqft

0.14 ac

Lot size

1961

Year built

One

Levels

$126

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringVinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Washer
InteriorKitchen/Family Room Combo
LaundryLaundry Room
CoolingWall/Window Unit(s)
HeatingWall Units / Window Unit

Outside & construction

RoofMetal
ConstructionMetal Siding
FoundationCrawlspace
ViewWater
FacesNorth
ExteriorPrivate Mailbox · Sliding Doors

Community & fees

Taxes (2025)$2,435/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,628 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property tax — 2025 actual bill$203
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,997Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,997
Interest rate6.00%
Loan term

Estimated payment

$1,628/mo

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property taxes (actual bill)$203
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Astatula actives

$126 vs $225

Days on market

2 vs 57 typical

Where $126/sqft sits among the 31 Astatula actives

9 · this home
13
1
5
1
2
$126–186$186–246$246–306$306–365$365–425$425+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Astatula

Map of 13602 PALM DRIVE

Drive times from this address

Downtown Orlando49 min
Universal Orlando52 min
Walt Disney World59 min
Orlando Int’l Airport (MCO)64 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Astatula. See the full Astatula guide →

ASTATULA 34705 — neighborhood snapshot

Population

3,212

Median age

40

Median income

$64,899

Median home value

$241,500

Avg household

2.88

Households w/ children

347

For the school run

Lake County School District

MiddleTavares Middle School★★★★★
HighTavares High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Astatula market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$243K$324K

Astatula median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

8 of 31

Astatula actives have cut their price

Median sold price, Astatula, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 46% below the ASTATULA 34705 median. See the full Astatula market guide →

Paper trail

This home's history

Jul 30, 2026Listed at $199,900 · 2 days on market since
1961Built · EAST LAKE HARRIS ESTATES

Reality check

What actually sold near 13602 PALM DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13700 WOODLAND DRIVESold · Aug ’25

$270,000

13700 WOODLAND DRIVE · same community

3 bd · 2 ba · 1,248 sqft · $216/sqft · 62 DOM

26142 ROSE LANESold · Jun ’26

$202,500

26142 ROSE LANE · same community

2 bd · 2 ba · 1,234 sqft · $164/sqft · 86 DOM

13349 WOODLAND DRIVESold · Jul ’25

$199,000

13349 WOODLAND DRIVE · same community

2 bd · 1 ba · 1,084 sqft · $184/sqft · 198 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 13602 PALM DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13602 PALM DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

13602 PALM DRIVE FAQs

What would the monthly payment be for 13602 PALM DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,628/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13602 PALM DRIVE?+

The most recent tax bill on record (2025) was $2,435. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13602 PALM DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Astatula?+

At $199,900, this home is listed about 42% below the Astatula median of $346,900. The market section on this page shows how the area is trending.

Which schools are assigned to 13602 PALM DRIVE?+

Tavares Middle School (middle), Tavares High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ASTATULA 34705 market on paper

$199,900 is 46% below the ASTATULA 34705 median of $372,400, and at $126/sqft it sits under the Astatula average of $240.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 2 days on market in a Astatula market that averages 57 — if it fits, move quickly.

Listing courtesy of ARELLANO REALTY & INVESTMENTS · Karin Arellano. MLS #G5115785.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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