8600 SW 103RD AVENUE, GAINESVILLE, FL, 32608
Active120 days on marketListed Apr 10, 2026MLS #GC537917
About this home
8600 SW 103RD AVENUE
Welcome to Thousand Oaks, one of Southwest Gainesville's best-kept secrets. With just 39 custom homesites tucked beneath majestic oaks, this quiet neighborhood is known for its spacious homes, wooded acreage, and peaceful setting—yet it's only 15 minutes from the University of Florida, UF Health Shands Hospital, the VA, shopping, dining, and everyday conveniences. Situated on private 2.47-acre cul-de-sac homesite, this custom-built 4-bedroom, 2.5-bath pool home offers 2,831 square feet of thoughtfully designed living space. A split-bedroom floor plan, soaring 10+ foot ceilings, and separate living, dining, and family rooms create an open, comfortable home equally suited for everyday living and entertaining. A versatile fourth bedroom/office, privately located within the primary suite wing, offers endless possibilities as a nursery, home office, guest room, fitness room, or quiet retreat. The spacious primary suite also features a large walk-in closet, soaking tub, walk-in shower, and double vanity. The well-appointed kitchen includes solid surface countertops, double ovens, an electric cooktop, abundant cabinetry, and easy access to the main living areas. Hard-surface flooring extends throughout the home, with large-format ceramic tile in the main living areas, kitchen, and baths, and new luxury vinyl flooring in the family room and bedrooms. Fresh interior paint enhances the bright, move-in-ready feel. Step outside to enjoy a large screened patio, sparkling saltwater pool, and fenced backyard surrounded by mature trees—creating a private outdoor retreat that's perfect for relaxing, entertaining, or simply enjoying the natural beauty that makes Thousand Oaks so special. Recent improvements include a new roof, fresh interior paint, new luxury vinyl flooring, and a new 25 kW whole-house Generac generator. Clay Electric service and high-speed AT&T Fiber internet provide an added combination of reliability, efficiency, and modern convenience. Homes in Thousand Oaks rarely become available, making this an exceptional opportunity to own a private pool home on acreage in one of SW Gainesville's most desirable neighborhoods. If you've been searching for space, privacy, and convenience near UF, Shands, and the VA, this home deserves a closer look. One or more photos have been virtually staged.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,831
Sqft
2.47 ac
Lot size
2
Garage
1989
Year built
One
Levels
$247
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,743 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,743/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs THOUSAND OAKS
$247 vs $238
Days on market
120 vs 44 typical
Where $247/sqft sits among the 20 homes for sale in THOUSAND OAKS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Thousand Oaks, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,600/mo median
Live Gainesville rental listing data — this home’s rate depends on size, condition and furnishing.
The Loughman short-term market
▼ Softening48%
Occupancy
▼ 40% yr/yr
$220
Avg nightly rate
▲ 3% yr/yr
$25K/yr
Revenue per listing
$107
RevPAR
68 days
Booking lead time
5.8 nights
Avg stay
3
Typical min nights
348
Active rentals
▼ 31% supply
Seasonality — monthly occupancy
Peaks at 62% in Mar · bottoms at 35% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Loughman — the projection above is specific to this home’s size.
Where it sits
Inside Kanapaha Pines
Thousand Oaks is a short-term-rental community. See the full guide →
Kanapaha Pines — neighborhood snapshot
Population
1,141
Median age
36
Median income
$130,735
Median home value
$358,600
Avg household
3
Households w/ children
171
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $340K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
2 of 20
THOUSAND OAKS have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 211% above the GAINESVILLE 32608 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 8600 SW 103RD AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$545,000
1007 Center Stone Lane, Riviera Beach FL 33404 · same community
4 bd · 3 ba · 2,689 sqft · $203/sqft · 4 DOM
Sold · Oct ’25$583,000
1002 Center Stone Lane, Riviera Beach FL 33404 · same community
5 bd · 3.5 ba · 3,052 sqft · $191/sqft · 85 DOM
Sold · May ’26$575,000
1509 Sagewood Court, Riviera Beach FL 33404 · same community
5 bd · 3.5 ba · 3,052 sqft · $188/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 8600 SW 103RD AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8600 SW 103RD AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8600 SW 103RD AVENUE FAQs
What would the monthly payment be for 8600 SW 103RD AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,743/mo — principal and interest, the actual property-tax bill, the $31/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8600 SW 103RD AVENUE?+
The association fee works out to $31 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8600 SW 103RD AVENUE?+
The most recent tax bill on record (2025) was $6,142. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 8600 SW 103RD AVENUE be rented short-term?+
Yes — this home sits inside Thousand Oaks, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 8600 SW 103RD AVENUE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $700,000, this home is listed about 137% above the Gainesville median of $295,250. The market section on this page shows how the area is trending.
Which schools are assigned to 8600 SW 103RD AVENUE?+
Kanapaha Middle School (middle), Idylwild Elementary School (elementary), Gainesville High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$700,000 runs 211% above the GAINESVILLE 32608 median — but at 2,831 sqft it's also nearly twice the size of the typical Gainesville listing.
02Zoned for nightly rentals
Thousand Oaks is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Time on market is leverage
120 days on market against a Gainesville median of 44 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $775,000, now $700,000 — a $75K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BOSSHARDT REALTY SERVICES LLC · Laurie Obreza. MLS #GC537917.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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