3612 SW 120TH TERRACE, GAINESVILLE, FL, 32608
Active130 days on marketListed Apr 2, 2026MLS #GC538020
About this home
3612 SW 120TH TERRACE
Virtually Staged. Step into the lifestyle you’ve been waiting for in this stunning home where modern farmhouse elegance meets everyday comfort, in the highly sought-after Oakmont community. Built in 2023 by ICI Homes, this beautifully designed Juliette Farmhouse Model blends timeless charm with today’s most desired finishes and features. From the moment you arrive, the paver stone driveway and front walk create a warm, inviting first impression. Step inside to discover an open, split floor plan enhanced by high ceilings and elegant finishes throughout. The stunning kitchen is a true showpiece featuring quartz countertops with a demi bullnose edge, stainless steel appliances, undermount sink, gas cooktop, French door refrigerator with double freezer drawers, soft-close cabinetry, tile backsplash, corner pantry, and a spacious island ideal for gathering with family and friends. The open-concept layout continues into the dining room and living area. Tray ceilings elevate the spacious living room, where stacking sliding glass doors seamlessly connect indoor and outdoor living, opening to a large screened rear porch overlooking the beautifully landscaped backyard area — with no home directly behind for added privacy. The luxurious and spacious owner’s suite also offers tray ceilings, adding a touch of sophistication, a large walk-in closet with built-in organization, and en suite with a relaxing soaking tub, large glass-enclosed shower, double sink vanity with quartz counters and built-in makeup area, separate water closet, linen closet, and a window for natural light. On the opposite side of the home, a separate flex room near the entry foyer provides the perfect den, study, or office space, while the split floor plan, with two additional bedrooms and a hall bathroom, ensures privacy and comfort for everyone. Plantation shutters on the front facing windows enhance the space with classic charm. Additional highlights include an inside laundry room with washer & dryer and hookups ready for a utility sink for added convenience, a Carrier HVAC, gas tankless water heater, Nest thermostat, 2-car attached garage with an epoxied garage floor, and Clay Electric utilities. Beyond your doorstep, Oakmont residents enjoy resort-style amenities, including a clubhouse, fitness center, resort-style swimming pool with lap lanes, tennis courts, basketball court, multi-purpose activity field, and playground, all within a prime SW Gainesville location close to highly rated schools, shopping, and dining. Don’t miss the chance to make this immaculate, move-in ready home your own and experience the perfect blend of style, comfort, and convenience!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,979
Sqft
0.18 ac
Lot size
2
Garage
2023
Year built
One
Levels
$313
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,577 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,577/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5%
$/sqft vs Gainesville actives
$313 vs $200
Days on market
130 vs 44 typical
Where $313/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32608 — neighborhood snapshot
Population
53,966
Median age
30.2
Median income
$60,182
Median home value
$340,200
Avg household
2.3
Households w/ children
4,332
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $323K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
185 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 177% above the GAINESVILLE 32608 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 3612 SW 120TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$580,000
12048 SW 35TH PLACE · same community
3 bd · 2 ba · 1,965 sqft · $295/sqft · 2 DOM
Sold · Jun ’26$495,000
3350 SW 120TH TERRACE · same community
3 bd · 2 ba · 1,778 sqft · $278/sqft · 19 DOM
Sold · Aug ’25$575,000
3286 SW 120TH TERRACE · same community
4 bd · 3 ba · 2,234 sqft · $257/sqft · 96 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 3612 SW 120TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3612 SW 120TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3612 SW 120TH TERRACE FAQs
What would the monthly payment be for 3612 SW 120TH TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,577/mo — principal and interest, the actual property-tax bill, the $7/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3612 SW 120TH TERRACE?+
The association fee works out to $7 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3612 SW 120TH TERRACE?+
The most recent tax bill on record (2025) was $9,979. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3612 SW 120TH TERRACE?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $620,000, this home is listed about 109% above the Gainesville median of $296,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3612 SW 120TH TERRACE?+
Idylwild Elementary School (elementary), Kanapaha Middle School (middle), Eastside High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BHGRE THOMAS GROUP · Chad Austin. MLS #GC538020.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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