TBD, LIVE OAK, FL, 32064
Active124 days on marketListed Mar 17, 2026MLS #GC538546
About this home
TBD
Prime 1.2-Acre Commercial Lot in a High-Visibility Growth Area! Ideally located just off Grand Street NE, this rare 1.2-acre (52,272 sq ft) commercial parcel offers outstanding exposure, easy access, and exceptional development potential. Positioned near the corner of Grand St NE and Ave NE, the property is surrounded by established and growing businesses, including medical and professional offices, providing consistent traffic and strong community visibility. The lot features approximately 130–150 feet of frontage on a quiet cul-de-sac, is partially cleared with gently sloping terrain, and benefits from readily available utilities and nearby infrastructure. Zoned for commercial use (buyer to verify with local planning authorities), the site is well suited for office, retail, medical, or mixed-use development. With continued residential growth nearby and convenient access to major thoroughfares, this property presents a rare opportunity to build in a thriving area.
Facts & features
The home at a glance
1.2 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$897 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$897/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Live Oak
Get to know Live Oak. See the full Live Oak guide →
LIVE OAK 32064 — neighborhood snapshot
Population
7,661
Median age
40.7
Median income
$50,315
Median home value
$164,300
Avg household
2.44
Households w/ children
631
The numbers that matter
The Live Oak market
$229K → $370K
Live Oak median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
Median sold price, Live Oak, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 59% below the LIVE OAK 32064 median. See the full Live Oak market guide →
Paper trail
This home's history
Reality check
What actually sold near TBD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$210,500
22742 112TH TERRACE
3 bd · 2 ba · 1,352 sqft · $156/sqft · 578 DOM
Sold · Sep ’25$230,000
23349 LIVE OAK LANE
2 bd · 1.5 ba · 1,378 sqft · $167/sqft · 162 DOM
Sold · Jan ’26$220,000
22750 112TH TERRACE
3 bd · 2 ba · 1,456 sqft · $151/sqft · 642 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about TBD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for TBD — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
TBD FAQs
What would the monthly payment be for TBD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $897/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on TBD?+
The most recent tax bill on record (2025) was $1,244. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Live Oak?+
At $100,000, this home is listed about 66% below the Live Oak median of $295,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the LIVE OAK 32064 market on paper
$100,000 is 59% below the LIVE OAK 32064 median of $245,000.
02Time on market is leverage
124 days on market against a Live Oak median of 47 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $125,000, now $100,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY · Celia Franjul. MLS #GC538546.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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