John Carpenter
$85,000$99,0001 bd1 ba600 sqft$142 /sqft$740 /mo all-in ↓

28 BASIN STREET, LORIDA, FL, 33857

Active221 days on marketListed Dec 15, 2025MLS #L4957861

Priced 47% below the LORIDA 33857 medianReduced $14KFully furnishedMobile HomeKISSIMMEE RIVER SHORES

About this home

28 BASIN STREET

This incredibly rare opportunity presents the perfect fisherman's haven or weekend getaway in the sought-after Kissimmee River Shores area of Lorida, FL. This charming 1-bedroom, 1-bath manufactured home is beautifully situated on a paved road, and features a cozy interior ideal for relaxation after a day on the water. Inside, you'll find a living area with a classic coastal feel, showcasing light-colored grooved wood paneling and functional flooring, plus a bright bonus room/sunroom for extra living space. The efficient galley-style kitchen offers ample light-colored cabinetry, laminate countertops, and essential appliances. The bedroom is ready for rest with storage. The home also includes a dedicated laundry room. Designed for the outdoor enthusiast, the property offers two boat slips providing immediate access to the Kissimmee River and close proximity to prime fishing spots. The spacious, fully-fenced yard with lush, mature trees is exceptionally equipped with all the necessary storage: a large carport with an attached utility shed, an additional separate storage shed, and a dedicated large metal boat cover to protect your toys. With two wide gates for easy car or boat trailer entry, plus recent essential upgrades including a new well casing and new well pump, this home is completely dialed in. Whether seeking a permanent winter home or an effortless escape, this boater's dream property offers the quintessential Florida sporting lifestyle! The property consists of two lots and the additional acreage is 0.10 acres equaling a total of 0.30 acres.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

600

Sqft

0.19 ac

Lot size

1965

Year built

One

Levels

$142

Per sqft

Trees/Woods viewFurnishedPets allowed

Inside

FlooringCarpet · Vinyl
AppliancesBuilt-In Oven · Dishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters
LaundryInside · Laundry Room
CoolingWall/Window Unit(s)
HeatingCentral · Heat Pump
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionVinyl Siding
FoundationPillar/Post/Pier
ViewTrees/Woods
FacesSoutheast
ParkingDriveway · Open
ExteriorLighting · Private Yard

Community & fees

Taxes (2025)$505/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$740 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$500
FHA mortgage insurance (est.)$38
Property tax — 2025 actual bill$42
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,975Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $2,975
Interest rate6.00%
Loan term

Estimated payment

$740/mo

Principal & interest$500
FHA mortgage insurance (est.)$38
Property taxes (actual bill)$42
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Lorida

Map of 28 BASIN STREET

Get to know Lorida. See the full Lorida guide →

LORIDA 33857 — neighborhood snapshot

Population

935

Median age

64.5

Median income

$47,083

Median home value

$132,400

Avg household

1.96

Households w/ children

37%

For the school run

Highlands County School District

ElementaryFred Wild Elementary School★★★★★
HighSebring High School★★★★★
MiddleSebring Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lorida market

Seller’s marketLeans buyer9.0 months of inventoryBuyer’s market

$160K$350K

Lorida median sold, yr/yr

87.8%

Sale-to-list ratio (12 mo)

Median sold price, Lorida, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 47% below the LORIDA 33857 median. See the full Lorida market guide →

Paper trail

This home's history

CurrentPrice reduced to $85,000 $14K
Dec 15, 2025Listed at $99,000 · 221 days on market since
1965Built · KISSIMMEE RIVER SHORES

Reality check

What actually sold near 28 BASIN STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

19 BASIN STREETSold · Oct ’25

$30,000

19 BASIN STREET · same community

2 bd · 1 ba · 659 sqft · $46/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 28 BASIN STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 28 BASIN STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

28 BASIN STREET FAQs

What would the monthly payment be for 28 BASIN STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $740/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 28 BASIN STREET?+

The most recent tax bill on record (2025) was $505. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 28 BASIN STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lorida?+

At $85,000, this home is listed about 81% below the Lorida median of $449,000. The market section on this page shows how the area is trending.

Which schools are assigned to 28 BASIN STREET?+

Fred Wild Elementary School (elementary), Sebring High School (high), Sebring Middle School (middle) — Highlands County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the LORIDA 33857 market on paper

$85,000 is 47% below the LORIDA 33857 median of $160,000, and at $142/sqft it sits under the Lorida average of $364.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

221 days on market against a Lorida median of 7 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $99,000, now $85,000 — a $14K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · David Small. MLS #L4957861.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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