
18 LOST CREEK LANE, ORMOND BEACH, FL, 32174
Active19 days on marketListed Jul 4, 2026MLS #NS1088650
About this home
18 LOST CREEK LANE
Nestled on over an acre at the end of a quiet cul-de-sac in the exclusive Lost Creek community, this extraordinary Tomoka River estate offers timeless elegance, exceptional privacy, and the waterfront lifestyle you've been dreaming of. Surrounded by majestic oaks and lush landscaping, the property features a covered dock complete with dual boat lifts and a jet ski lift, providing direct access to the scenic Tomoka River for boating, fishing, and unforgettable sunsets. Designed for both grand entertaining and everyday living, this custom residence showcases soaring ceilings, rich hardwood flooring, quality finishes, French doors, double-pane windows, and three inviting fireplaces throughout. The gourmet kitchen is beautifully appointed with granite countertops, quality custom cabinetry, a gas range, center island with prep sink, and generous workspace that flows seamlessly into the spacious family room. The luxurious first-floor primary retreat is a private sanctuary featuring its own sitting area, fireplace, an expansive spa-inspired bath with a clawfoot soaking tub, oversized walk-in shower, dual vanities, private water closet, direct access to the pool and spa, and an impressive custom walk-in closet. A dramatic living room with 18-foot ceilings captures breathtaking views of the pool and backyard through oversized windows and French doors, while the formal dining room provides the perfect setting for hosting family gatherings and special occasions. Just off the grand foyer, a private office/library offers an elegant workspace highlighted by a stunning curved staircase. Upstairs, three spacious guest bedrooms provide exceptional comfort, including one private en suite and two bedrooms connected by a Jack-and-Jill bath, with one featuring an additional playroom or flex space. Every bedroom includes a walk-in closet. Adding incredible versatility, the approximately 1,000-square-foot media/game room features a private entrance and screened porch overlooking the pool, making it ideal as an in-law suite, guest retreat, home theater, fitness studio, or recreation space. Outdoor living is equally impressive with a resort-style pool and spa overlooking the tranquil riverfront setting, creating the perfect backdrop for entertaining or peaceful relaxation. Additional highlights include a four-car garage, new interior paint in almost all the rooms, 2013 roof, three energy-efficient HVAC systems installed in 2015, propane gas service, and a transferable termite bond. This is a rare opportunity to own a private waterfront estate where luxury, craftsmanship, and the natural beauty of the Tomoka River come together in one remarkable property.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
4,722
Sqft
1.53 ac
Lot size
4
Garage
1992
Year built
Two
Levels
$295
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,395 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,395/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ormond Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
ORMOND BEACH 32174 — neighborhood snapshot
Population
53,087
Median age
56.3
Median income
$67,817
Median home value
$315,100
Avg household
2.19
Households w/ children
4,692
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 249% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 18 LOST CREEK LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18 LOST CREEK LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
18 LOST CREEK LANE FAQs
What would the monthly payment be for 18 LOST CREEK LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,395/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18 LOST CREEK LANE?+
The most recent tax bill on record (2025) was $14,216. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18 LOST CREEK LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $1,395,000, this home is listed about 228% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 18 LOST CREEK LANE?+
Pathways Elementary School (elementary), David C. Hinson Senior Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of LOCAL LIVING REALTY GROUP · Candace Cecil. MLS #NS1088650.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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