2877 SUNRIDGE LOOP, ST CLOUD, FL, 34771
Active523 days on marketListed Feb 12, 2025MLS #O6279771
About this home
2877 SUNRIDGE LOOP
Motivated Seller... Beautiful 4-Bedroom & 2 Bathroom with No- Rear Neighbors Home. Experience Modern Living in the Heart of Saint Cloud. Built Just Two And A Half Years Ago by DR Horton. Enjoy The Contemporary Design & Open Floor Plan, Providing a Seamless Flow Between the Living, Dining, and Kitchen Areas. Master Bedroom Includes Walk-in Closet, Spacious Bathroom with Dual Sink & Stand-Up Shower. Three Generously Sized Bedrooms Ensure Ample Space for Family, Guests, or a Home Office. Gourmet Kitchen: The Kitchen is a Chef's Dream with Stainless Steel Appliances, Large Cooking Island & Plenty of Counter Space. Tile & Carpet Throughout. This Home Is Immaculate Condition, Having been Meticulously Maintained Since It Was Built. Situated in a Desirable Saint Cloud Neighborhood. Just a Short Drive Away From LAKE NONA. Located In a Sought-After Neighborhood, Close to Top-Rated Schools, Parks, & All the Amenities You Need. Make This Exceptional Home Your New Residence or Your Best Investment. Lease Contract to Be Honored. Lease Expires 07/31/26 with a Rental Rate of $2,350.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,830
Sqft
0.15 ac
Lot size
2
Garage
2022
Year built
One
Levels
$235
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,446 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,446/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.3%
$/sqft vs SUNCREST
$235 vs $225
Days on market
523 vs 33 typical
Where $235/sqft sits among the 10 homes for sale in SUNCREST
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
3 of 10
SUNCREST have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2877 SUNRIDGE LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$403,000
2900 SUNRIDGE LOOP · same community
4 bd · 2 ba · 1,830 sqft · $220/sqft · 284 DOM
Sold · Jun ’26$380,000
4113 OAKBERRY DRIVE · same community
3 bd · 2 ba · 1,858 sqft · $205/sqft · 4 DOM
Sold · Oct ’25$430,000
4523 WYNDCLIFF CIRCLE · same community
4 bd · 2 ba · 1,755 sqft · $245/sqft · 58 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 2877 SUNRIDGE LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2877 SUNRIDGE LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2877 SUNRIDGE LOOP FAQs
What would the monthly payment be for 2877 SUNRIDGE LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,446/mo — principal and interest, the actual property-tax bill, the $87/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2877 SUNRIDGE LOOP?+
The association fee works out to $87 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2877 SUNRIDGE LOOP?+
The most recent tax bill on record (2023) was $5,731. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2877 SUNRIDGE LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $429,900, this home is listed about 1% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2877 SUNRIDGE LOOP?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of OUTLET REALTY · Ivan Tobon. MLS #O6279771.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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