John Carpenter
$2,170,000$2,285,0006 bd5 ba5,031 sqft$431 /sqft$13,480 /mo all-in ↓

713 MAIN STREET, WINDERMERE, FL, 34786

Active226 days on marketListed Dec 18, 2025MLS #O6368185

Reduced $115KSingle Family ResidenceWINDERMERE

Come see it

Upcoming open houses

Sun, Aug 2

11:00 AM – 2:00 PM

No pool for the family and friends? No problem. We figured we'd let you decide how to design it! ?? Come see everything else this incredible custom home has to offer!

Fri, Aug 7

11:00 PM – 1:00 PM

Windermere Farmer's Market Open House. Grab those fresh veggies and flowers and stop by afterward to cool off and tour this beautiful home.

Sat, Aug 8

11:00 PM – 1:00 PM

Beat the Florida heat this Saturday! Join us for a refreshing mimosa, cool air conditioning, and a chance to tour one of Windermere's most distinctive custom homes

Sun, Aug 9

1:00 AM – 4:00 PM

Need an excuse for a Sunday drive through Downtown Windermere? Stop by, say hello, and tour one of the area's most unique custom homes!

Sun, Aug 9

1:00 AM – 4:00 PM

Need an excuse for a Sunday drive through Downtown Windermere? Stop by, say hello, and tour one of the area's most unique custom homes!

About this home

713 MAIN STREET

Experience the character and charm of Historic Olde Windermere in a home that simply cannot be duplicated. Thoughtfully custom-built, this one-owner Transitional Craftsman residence blends timeless architecture with exceptional livability, just steps from downtown's quaint lifestyle, multiple parks, weekly farmers market, tennis courts, playgrounds, and resident-only access to the Butler Chain of Lakes. From the moment you arrive, handcrafted timber details, natural stone accents, and inviting front porch creates a sense of warmth rarely found in newer construction. Inside, soaring wood ceilings, exposed pecky cypress beams, custom built-ins, and a dramatic floor-to-ceiling stone fireplace make this house both elegant and welcoming. Designed for everyday living as much as entertaining, the chef's kitchen features premium JennAir appliances, a striking stone cooking alcove, ceiling-height cabinetry, expansive island, generous walk-in pantry, and seamless connection to the dining and family rooms. The flexible floor plan offers six bedrooms and six baths, including two private owner's suites on the main level, making the home ideal for multi-generational living, long-term guests or one of many private spaces. Upstairs, 4 spacious secondary bedrooms and a large over-garage flex room provide endless possibilities as a home fitness studio, media room, hobby space, or home office. Outdoor living is equally impressive with a large covered porch, a wood-burning fireplace, outdoor kitchen, cabana bath, Tiki hut, circular fire pit, designed for year-round enjoyment. The backyard offers ample room to design the custom pool, allowing the next owner to create a backyard tailored to their lifestyle rather than inheriting someone else's design. Additional highlights include a newer roof (2024), commercial grade fire suppression, an oversized three-car garage with exceptional storage and workspace, and the opportunity to add a front gate for enhanced privacy off Main St. Storm hardy with underground electrical utility lines and public water. This is a home has been meticulously maintained and for buyers who appreciate exceptional craftsmanship, enduring quality, and the unique lifestyle that only Historic Windermere offers. Take a short stroll to the Downtown Redevelopment Project and shop at Victoria Jewelers, Ace Hardware, Solvino Wine Bar and Fresco's, one of Dr. Phillips' favorite Italian restaurants, adding even more charm and convenience to this incredible location.

Facts & features

The home at a glance

6

Bedrooms

5

Bathrooms

5,031

Sqft

0.37 ac

Lot size

3

Garage

2013

Year built

Two

Levels

$431

Per sqft

FireplaceNegotiable

Inside

FlooringCarpet · Tile · Hardwood
AppliancesBar Fridge · Built-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Gas Water Heater · Microwave · None · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Central Vacuum · Crown Molding · Dry Bar · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Skylight(s) · Smart Home · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · In Kitchen · Inside · Laundry Closet · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionCement Siding · Concrete · Wood Frame
FoundationSlab
FacesWest
ParkingDriveway · Garage Door Opener · Garage Faces Side · Workshop in Garage
ExteriorFire Pit · French Doors · Irrigation System · Lighting · Outdoor Kitchen · Outdoor Shower · Rain Gutters

Community & fees

Taxes (2025)$9,559/yr
CommunityCommunity Boat Ramp · Dock · Fishing · Lake · Private Boat Ramp · Water Access · Golf Carts OK · Park · Playground · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Natural Gas Connected · Public · Sprinkler Well · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$13,480 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$11,709
PMI (est., until 20% equity)$814
Property tax — 2025 actual bill$797
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $217,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $217,000
Interest rate6.00%
Loan term

Estimated payment

$13,480/mo

Principal & interest$11,709
PMI (est., until 20% equity)$814
Property taxes (actual bill)$797
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Windermere actives

$431 vs $342

Days on market

226 vs 32 typical

Where $431/sqft sits among the 241 Windermere actives

133
49 · this home
19
15
6
19
$223–369$369–514$514–659$659–805$805–950$950+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Windermere

Map of 713 MAIN STREET

Drive times from this address

Universal Orlando12 min
Downtown Orlando21 min
Walt Disney World26 min
Orlando Int’l Airport (MCO)33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Windermere. See the full Windermere guide →

WINDERMERE 34786 — neighborhood snapshot

Population

43,700

Median age

37.9

Median income

$131,409

Median home value

$621,300

Avg household

2.9

Households w/ children

6,277

For the school run

Orange County School District

ElementaryWindermere Elementary★★★★★
HighOlympia High★★★★★
MiddleGotha Middle★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Windermere market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$839K$1.0M

Windermere median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

110 of 241

Windermere actives have cut their price

Median sold price, Windermere, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 171% above the WINDERMERE 34786 median. See the full Windermere market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,170,000 $115K
Dec 18, 2025Listed at $2,285,000 · 226 days on market since
2013Built · WINDERMERE

Reality check

What actually sold near 713 MAIN STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

105 PINE STREETSold · Jun ’26

$2,335,000

105 PINE STREET · same community

5 bd · 5.5 ba · 5,696 sqft · $410/sqft · 9 DOM

11472 PARK AVENUE NESold · Jun ’26

$880,000

11472 PARK AVENUE NE · same community

5 bd · 3.5 ba · 3,166 sqft · $278/sqft · 100 DOM

4108 DOWNEAST LANESold · Sep ’25

$1,650,000

4108 DOWNEAST LANE · same community

4 bd · 3 ba · 3,150 sqft · $524/sqft · 207 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 713 MAIN STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 713 MAIN STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

713 MAIN STREET FAQs

What would the monthly payment be for 713 MAIN STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,480/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 713 MAIN STREET?+

The most recent tax bill on record (2025) was $9,559. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Windermere?+

At $2,170,000, this home is listed about 97% above the Windermere median of $1,099,500. The market section on this page shows how the area is trending.

Which schools are assigned to 713 MAIN STREET?+

Windermere Elementary (elementary), Olympia High (high), Gotha Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,170,000 runs 171% above the WINDERMERE 34786 median — but at 5,031 sqft it's also 57% larger than the typical Windermere listing.

02Time on market is leverage

226 days on market against a Windermere median of 32 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Windermere Elementary, Olympia High, Gotha Middle — Windermere Elementary rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $2,285,000, now $2,170,000 — a $115K cut. The full history is in the market section below.

Listing courtesy of THE REAL ESTATE COLLECTION LLC · Kari Fleck. MLS #O6368185.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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