John Carpenter
$449,0002 bd1 ba1,545 sqft$291 /sqft$3,296 /mo all-in ↓

6880 E CHANNEL DRIVE, HERNANDO, FL, 34442

Active147 days on marketListed Feb 24, 2026MLS #O6385421

Fully furnishedSingle Family ResidencePRAIRIE CHANNEL UNREC SUB

About this home

6880 E CHANNEL DRIVE

Imagine a weekend that never ends. At "The Nature House," your day begins with golden morning light streaming through the wall of windows and the serene symphony of birdsong, and your afternoons are spent in the crystal-clear, 72-degree waters of the Citrus Blue Spring—a hidden gem accessible only by watercraft from your own backyard canal. This isn't just a home; it’s a masterfully reimagined retreat. The heart of this sanctuary is a stunning 2025 kitchen refresh, where rich acacia wood countertops and sleek stainless appliances meet the dramatic glow of a 25-foot wall of windows. Whether you’re hosting a summer dinner or curling up by the fireplace, the soaring ceilings and effortless flow create an atmosphere of pure, expansive luxury. Designed for total relaxation and technical peace of mind, the home features two serene bedrooms, a versatile loft for extra guests, and a spa-inspired bath. From the pro-grade 3-tank water filtration system to the 2021 metal roof, every detail has been hardened for comfort and resilience. While you enjoy it as your personal getaway, rest easy knowing this investment is a proven performer with a storied track record. Purchase can include all furnishings and two canoes to start your waterfront life on Day 1. Enjoy a low-premium, transferable flood insurance policy. Inquire about 5 year performance history and LLC information.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

1,545

Sqft

0.55 ac

Lot size

1984

Year built

One

Levels

$291

Per sqft

Furnished

Inside

FlooringConcrete · Laminate
AppliancesDishwasher · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorOther
LaundryOther
CoolingOther
HeatingOther
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionOther
FoundationOther
FacesEast
ExteriorOther

Community & fees

HOA fee$100/mo
Taxes (2025)$2,329/yr

Utilities & systems

UtilitiesOther
WaterSee Remarks

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,296 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$194
HOA fee — from the listing$100
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,715Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,715
Interest rate6.00%
Loan term

Estimated payment

$3,296/mo

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$194
HOA / condo fee$100
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Hernando actives

$291 vs $195

Days on market

147 vs 37 typical

Where $291/sqft sits among the 99 Hernando actives

17
19
27
15
9
12 · this home
$118–149$149–180$180–212$212–243$243–274$274+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hernando

Map of 6880 E CHANNEL DRIVE

Get to know Hernando. See the full Hernando guide →

HERNANDO 34442 — neighborhood snapshot

Population

16,356

Median age

65.7

Median income

$55,473

Median home value

$295,900

Avg household

2.03

Households w/ children

868

For the school run

Citrus County School District

ElementaryForest Ridge Elementary School★★★★★
MiddleLecanto Middle School★★★★★
HighLecanto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hernando market

Seller’s marketBalanced5.3 months of inventoryBuyer’s market

$330K$303K

Hernando median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

53 of 99

Hernando actives have cut their price

Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 62% above the HERNANDO 34442 median. See the full Hernando market guide →

Paper trail

This home's history

Feb 24, 2026Listed at $449,000 · 147 days on market since
1984Built · PRAIRIE CHANNEL UNREC SUB

Reality check

What actually sold near 6880 E CHANNEL DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6946 E CHANNEL DRIVESold · May ’26

$96,500

6946 E CHANNEL DRIVE · same community

1 bd · 1 ba · 540 sqft · $179/sqft · 33 DOM

6339 E RIVER ROADSold · Jul ’26

$215,000

6339 E RIVER ROAD

2 bd · 1 ba · 880 sqft · $244/sqft · 32 DOM

5763 E RIVER ROADSold · Feb ’26

$169,000

5763 E RIVER ROAD

1 bd · 1 ba · 600 sqft · $282/sqft · 106 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 6880 E CHANNEL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6880 E CHANNEL DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

6880 E CHANNEL DRIVE FAQs

What would the monthly payment be for 6880 E CHANNEL DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,296/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6880 E CHANNEL DRIVE?+

The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6880 E CHANNEL DRIVE?+

The most recent tax bill on record (2025) was $2,329. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Hernando?+

At $449,000, this home is listed about 21% above the Hernando median of $372,500. The market section on this page shows how the area is trending.

Which schools are assigned to 6880 E CHANNEL DRIVE?+

Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$449,000 runs 62% above the HERNANDO 34442 median.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

147 days on market against a Hernando median of 37 — sellers in this position are usually ready to negotiate.

Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6385421.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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