John Carpenter
$249,900$275,0004 bd2 ba1,583 sqft$158 /sqft$1,758 /mo all-in ↓

2520 W WINDCHIME LOOP, DUNNELLON, FL, 34434

Active139 days on marketListed Mar 6, 2026MLS #O6388036

Reduced $25KNew constructionSingle Family ResidenceCITRUS SPGS UNIT 23

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About this home

2520 W WINDCHIME LOOP

Under Construction. The preferred lender is offering up to 5k of the purchase price as a credit toward the buyer’s closing costs. The exact contribution amount will be determined by the lender after the Buyer completes the initial loan application. The home is expected to be ready for closing in the second half of March 2026 2520 W WINDCHIME LOOP — a beautifully crafted single-story residence that combines modern design, comfort, and outstanding value. This thoughtfully designed home features 4 bedrooms and 2 bathrooms, offering a functional layout ideal for both everyday living and entertaining. The interior showcases durable luxury vinyl flooring throughout the main living areas, while the bathrooms are finished with elegant porcelain tile, creating a clean and contemporary aesthetic. Carefully selected finishes and attention to detail give this home a modern, upscale feel while remaining practical and low-maintenance, making it perfect for homeowners as well as investors. Located in the rapidly growing Citrus Springs community, this move-in ready property represents an excellent opportunity to own a stylish, well-built home at an attractive price point. Note: Photos include the property in its current condition, along with rendered images for each room to help visualize the finished living spaces.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,583

Sqft

0.29 ac

Lot size

2

Garage

2026

Year built

One

Levels

$158

Per sqft

Inside

FlooringTile · Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorEating Space In Kitchen · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Stone Counters · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesNorth
ExteriorGarden · Lighting · Private Mailbox · Private Yard · Sliding Doors

Community & fees

Taxes (2025)$194/yr

Utilities & systems

UtilitiesCable Available · Cable Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,758 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,471
FHA mortgage insurance (est.)$111
Property tax — 2025 actual bill$16
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,747Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,747
Interest rate6.00%
Loan term

Estimated payment

$1,758/mo

Principal & interest$1,471
FHA mortgage insurance (est.)$111
Property taxes (actual bill)$16
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $250K
$240KedgeAI estimate $261,581 · range $255K$271K$281K

vs edgeAI estimate

−4.5%

Days on market

139 vs 43 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dunnellon

Map of 2520 W WINDCHIME LOOP

Get to know Dunnellon. See the full Dunnellon guide →

The numbers that matter

The Dunnellon market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$265K$270K

Dunnellon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 706% above the DUNNELLON 34434 median. See the full Dunnellon market guide →

Paper trail

This home's history

CurrentPrice reduced to $249,900 $25K
Mar 6, 2026Listed at $275,000 · 139 days on market since
2026Built · CITRUS SPGS UNIT 23

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 2520 W WINDCHIME LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2520 W WINDCHIME LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2520 W WINDCHIME LOOP FAQs

What would the monthly payment be for 2520 W WINDCHIME LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,758/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2520 W WINDCHIME LOOP?+

The most recent tax bill on record (2025) was $194. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Dunnellon?+

At $249,900, this home is listed about 17% below the Dunnellon median of $299,900. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$249,900 runs 706% above the DUNNELLON 34434 median.

02Time on market is leverage

139 days on market against a Dunnellon median of 43 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $275,000, now $249,900 — a $25K cut. The full history is in the market section below.

Listing courtesy of KARDOSH REALTY · Thais Beraha Parahyba. MLS #O6388036.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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