5637 BEGGS ROAD, ST CLOUD, FL, 34771
Active66 days on marketListed May 18, 2026MLS #O6408347
About this home
5637 BEGGS ROAD
SELLER IS OFFERING UP TO $10,000 TOWARD BUYER'S CLOSING COSTS! Take advantage of this fantastic opportunity to reduce your upfront expenses at closing. Built in 2021, this stunning two-story residence offers the perfect combination of modern elegance, comfort, and functionality. Featuring 4 spacious bedrooms, 3.5 bathrooms, and over-the-top charm throughout, this home is designed to impress from the moment you walk through the door. Step inside and enjoy soaring ceilings, abundant natural light, crown molding, and stylish barn-style doors that add warmth and character. The gourmet kitchen is the heart of the home, complete with stainless steel appliances, a large center island, and an open-concept layout perfect for entertaining and everyday living. Highlights include: * Two primary suites — one on each floor for added privacy and flexibility * Spacious upstairs loft ideal for a home office, media room, or play area * Premium pond-view lot with no rear neighbors * Beautiful open living spaces filled with natural light Enjoy resort-style community amenities including a pool, playground, and green spaces, all while being conveniently located near SR-417, SR-528, US-192, Lake Nona, shopping, dining, and more. This is more than a home — it’s a lifestyle. Message me today for a private showing!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,151
Sqft
0.22 ac
Lot size
2
Garage
2021
Year built
Two
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,032 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,032/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.7%
$/sqft vs St Cloud actives
$181 vs $221
Days on market
66 vs 33 typical
Where $181/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
195 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 5637 BEGGS ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$535,000
1539 WYNELL STREET · same community
4 bd · 3.5 ba · 3,021 sqft · $177/sqft · 70 DOM
Sold · Jan ’26$400,000
1580 WYNELL STREET · same community
4 bd · 2 ba · 2,103 sqft · $190/sqft · 648 DOM
Sold · Nov ’25$380,000
1544 WYNELL STREET · same community
3 bd · 2 ba · 1,754 sqft · $217/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 5637 BEGGS ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5637 BEGGS ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5637 BEGGS ROAD FAQs
What would the monthly payment be for 5637 BEGGS ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,032/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5637 BEGGS ROAD?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5637 BEGGS ROAD?+
The most recent tax bill on record (2024) was $5,857. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5637 BEGGS ROAD?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $569,000, this home is listed about 34% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5637 BEGGS ROAD?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$569,000 runs 34% above the ST CLOUD 34771 median — but at 3,151 sqft it's also 59% larger than the typical St Cloud listing.
02Time on market is leverage
66 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $590,000, now $569,000 — a $21K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NEXUS INTERNATIONAL REALTY · Yuleana Gil Abreu. MLS #O6408347.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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