John Carpenter
$471,709$511,7094 bd3.5 ba2,138 sqft$221 /sqft$3,344 /mo all-in ↓

32477 SEA LOCH LOOP, MOUNT DORA, FL, 32757

Active64 days on marketListed May 20, 2026MLS #O6409521

Reduced $40KNew constructionSingle Family ResidenceLOCHSIDE

About this home

32477 SEA LOCH LOOP

Under Construction. What's Special: Backs to Open Space | 1st Floor Primary Suite | Loft | Covered Lanai. New Construction - September Completion! Built by America's Most Trusted Home Builder. Welcome to the Santa Rosa at 32477 Sea Loch Loop in Lochside! This beautifully designed new home offers an open-concept layout with a soaring in the great room that flows seamlessly into the dining area and gourmet kitchen. The kitchen is a true centerpiece, featuring quartz countertops, an apron front kitchen sink, stylish pendant lights, and ample space for cooking and gathering. Enjoy effortless indoor-outdoor living with a pocket sliding door at the great room that opens to a covered lanai. The main-level primary suite provides a private retreat with a spacious walk-in closet and well-appointed bath, while upstairs offers a versatile loft and three secondary bedrooms, one with an en-suite bath and another full bath for added flexibility. Planned amenities embrace the lakeside lifestyle, featuring a community boat ramp, viewing dock, pool, cabana, Nature Play Space, and National Wildlife Federation Monarch Butterfly Garden. Additional Highlights Include: shower at bath 2, pre-plumb for future laundry tub, oak tread at stairs, upgraded cabinets, and LVP flooring throughout main living area. Photos are for representative purposes only. MLS#O6409521

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,138

Sqft

0.12 ac

Lot size

2

Garage

2026

Year built

Two

Levels

$221

Per sqft

Park/Greenbelt viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Exhaust Fan · Gas Water Heater · Microwave
InteriorOpen Floorplan · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionHardiPlank Type · Stucco
FoundationSlab
ViewPark/Greenbelt
FacesWest
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$198/mo
Taxes (2025)$0/yr
PetsYes
CommunityCommunity Boat Ramp · Dock · Fishing · Lake · Gated Community - Guard · Golf Carts OK · Irrigation-Reclaimed Water · Park · Pool · Sidewalks · Special Community Restrictions

Utilities & systems

UtilitiesCable Available · Electricity Available · Natural Gas Available · Phone Available · Sewer Available · Street Lights · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,344 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,777
FHA mortgage insurance (est.)$209
Property tax — 2025 actual bill$0
HOA fee — from the listing$198
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,510Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,510
Interest rate6.00%
Loan term

Estimated payment

$3,776/mo

Principal & interest$2,777
FHA mortgage insurance (est.)$209
Est. property taxes$432
HOA / condo fee$198
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $472K
$453KedgeAI estimate $533,652 · range $492K$550K$572K

vs edgeAI estimate

−11.6%

$/sqft vs LOCHSIDE

$221 vs $236

Days on market

64 vs 50 typical

Where $221/sqft sits among the 13 homes for sale in LOCHSIDE

3
2
2 · this home
2
0
4
$185–202$202–219$219–236$236–253$253–270$270+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mount Dora

Map of 32477 SEA LOCH LOOP

Drive times from this address

Downtown Orlando41 min
Universal Orlando45 min
Walt Disney World50 min
Orlando Int’l Airport (MCO)56 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Mount Dora. See the full Mount Dora guide →

MOUNT DORA 32757 — neighborhood snapshot

Population

32,712

Median age

45.8

Median income

$73,327

Median home value

$325,800

Avg household

2.47

Households w/ children

3,279

For the school run

Orange County School District

ElementaryZellwood Elementary★★★★★
MiddleWolf Lake Middle★★★★★
HighApopka High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Mount Dora market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$450K$453K

Mount Dora median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

10 of 13

LOCHSIDE have cut their price

Median sold price, Mount Dora, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% above the MOUNT DORA 32757 median. See the full Mount Dora market guide →

Paper trail

This home's history

CurrentPrice reduced to $471,709 $40K
May 20, 2026Listed at $511,709 · 64 days on market since
2026Built · LOCHSIDE

Reality check

What actually sold near 32477 SEA LOCH LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

908 N TREMAIN STREETSold · Dec ’25

$679,000

908 N TREMAIN STREET

4 bd · 3.5 ba · 2,152 sqft · $316/sqft · 186 DOM

421 W 10TH AVENUESold · Oct ’25

$678,000

421 W 10TH AVENUE

4 bd · 3 ba · 2,101 sqft · $323/sqft · 148 DOM

714 KAY COURTSold · Dec ’25

$393,000

714 KAY COURT

3 bd · 2.5 ba · 2,083 sqft · $189/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 32477 SEA LOCH LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 32477 SEA LOCH LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

32477 SEA LOCH LOOP FAQs

What would the monthly payment be for 32477 SEA LOCH LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,344/mo — principal and interest, estimated property taxes, the $198/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 32477 SEA LOCH LOOP?+

The association fee works out to $198 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 32477 SEA LOCH LOOP?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 32477 SEA LOCH LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Mount Dora?+

At $471,709, this home is priced right at the Mount Dora median.

Which schools are assigned to 32477 SEA LOCH LOOP?+

Zellwood Elementary (elementary), Wolf Lake Middle (middle), Apopka High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of TAYLOR MORRISON REALTY OF FLORIDA INC · Michelle Campbell. MLS #O6409521.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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