John Carpenter
$700,0003 bd2 ba2,202 sqft$318 /sqft$4,844 /mo all-in ↓

1544 TALBOT AVENUE, JACKSONVILLE, FL, 32205

Active53 days on marketListed Jun 11, 2026MLS #O6411183

Single Family ResidenceAVONDALE NORTH

About this home

1544 TALBOT AVENUE

Historic soul. Modern comfort. A century of stories—ready for its next chapter.A rare opportunity to own a piece of Avondale history, this iconic 1925 Prairie-style home celebrates 100 years of timeless architecture, enduring craftsmanship, and unmatched character. More than a home, this is a lifestyle defined by history, charm, and community. Enjoy the unparalleled walkability of historic Avondale, where beloved restaurants, boutiques, parks, and the St. Johns River are all moments from your doorstep. Offering 3 bedrooms, 2 full bathrooms, a two-car detached garage with 2,202 square feet, this exceptional residence seamlessly blends historic elegance with modern comfort in one of Jacksonville’s most coveted neighborhoods. From the moment you enter, the home’s original charm is unmistakable. Rich oak inlay hardwood floors, an ornate fireplace, picture molding, French doors, and graceful arched openings create warmth, sophistication, and architectural beauty rarely found today. At the heart of the home, the thoughtfully designed kitchen is both stylish and functional, featuring solid-wood cabinetry, a brand-new fridge, a wine refrigerator, expansive island seating, and a classic tucked-away pantry. The kitchen opens effortlessly to a welcoming secondary living room, creating an inviting space for effortless entertaining. Host unforgettable dinners in the elegant formal dining room, then unwind in the stunning living room that flows into a sun-drenched bonus space—perfect as a private office, creative studio, library, or relaxing retreat.Outside, an enchanting backyard oasis awaits. A large fenced yard illuminated by twinkling café lights and anchored by a brand-new entertaining deck offers the perfect backdrop for al fresco dinners, weekend gatherings, or quiet evenings under the stars. An encapsulated crawl space enhances efficiency and comfort, while the detached two-car garage with yard access and additional storage. NEW ROOF 2025! UPDATED SEWER LINE 2025. . All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,202

Sqft

0.2 ac

Lot size

2

Garage

1925

Year built

Two

Levels

$318

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Hardwood
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · PrimaryBedroom Upstairs
LaundryIn Kitchen
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBrick · Wood Frame (FSC Certified) · Wood Siding
FoundationBlock
FacesEast
ParkingGarage Faces Side
ExteriorPrivate Entrance · Private Yard · Storage

Community & fees

Taxes (2025)$7,727/yr
PetsYes

Utilities & systems

UtilitiesElectricity Available · Sewer Available · Water Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,844 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,777
PMI (est., until 20% equity)$263
Property tax — 2025 actual bill$644
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $70,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $70,000
Interest rate6.00%
Loan term

Estimated payment

$4,844/mo

Principal & interest$3,777
PMI (est., until 20% equity)$263
Property taxes (actual bill)$644
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Avondale

Map of 1544 TALBOT AVENUE inside its neighborhood boundary

Get to know Jacksonville. See the full Jacksonville guide →

Avondale — neighborhood snapshot

Population

6,047

Median age

43

Median income

$123,761

Median home value

$454,133

Avg household

2

Households w/ children

632

For the school run

Duval County School District

HighRiverside High School★★★★★
ElementaryWest Riverside Elementary School★★★★★
MiddleLake Shore Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Jacksonville market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$330K$345K

Jacksonville median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

Median sold price, Jacksonville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 198% above the JACKSONVILLE 32205 median. See the full Jacksonville market guide →

Paper trail

This home's history

Jun 11, 2026Listed at $700,000 · 53 days on market since
1925Built · AVONDALE NORTH

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 1544 TALBOT AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1544 TALBOT AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1544 TALBOT AVENUE FAQs

What would the monthly payment be for 1544 TALBOT AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,844/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1544 TALBOT AVENUE?+

The most recent tax bill on record (2025) was $7,727. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1544 TALBOT AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Jacksonville?+

At $700,000, this home is listed about 137% above the Jacksonville median of $295,514. The market section on this page shows how the area is trending.

Which schools are assigned to 1544 TALBOT AVENUE?+

Riverside High School (high), West Riverside Elementary School (elementary), Lake Shore Middle School (middle) — Duval County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DJ & LINDSEY REAL ESTATE · Jocelyn Davis. MLS #O6411183.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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