John Carpenter

0 CARSON STREET, ST CLOUD, FL, 34771

Active26 days on marketListed Jun 23, 2026MLS #O6411364

WaterfrontNARCOOSSEE NEW MAP OF

About this home

0 CARSON STREET

Rare 6-acre homesite located within the gated Lake Hendon community in St. Cloud, offering a unique opportunity to build your custom estate in one of Central Florida's fastest-growing corridors. Surrounded by natural beauty, conservation areas, and luxury custom homes, this property combines privacy and space with convenient access to the region's premier employment and lifestyle centers. Ideally positioned just minutes from the transformational growth of Sunbridge and the Lake Nona area, residents enjoy proximity to Medical City, USTA National Campus, Orlando International Airport, shopping, dining, and entertainment while maintaining the tranquility of country living. Lake Hendon is a private gated community known for its oversized homesites, peaceful setting, and access to Lake Hendon, a spring-fed lake popular for fishing, boating, and outdoor recreation. With six acres of land, there is ample room for a custom residence, guest house, detached garage, workshop, RV storage, or equestrian amenities, subject to community guidelines. Whether you are seeking a private family compound, an executive estate, or a long-term investment in the path of growth between Lake Nona and Sunbridge, this exceptional property offers unlimited potential.

Facts & features

The home at a glance

5.92 ac

Lot size

WaterfrontTrees/Woods & Water viewPets allowed

Inside

Outside & construction

ViewTrees/Woods · Water
FacesSouth

Community & fees

HOA fee$125/mo
Taxes (2025)$3,671/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Public · Street Lights · Water Available · Water Nearby
WaterCanal/Lake For Irrigation

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,487 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,448
PMI (est., until 20% equity)$448
Property tax — 2025 actual bill$306
HOA fee — from the listing$125
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $119,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $119,500
Interest rate6.00%
Loan term

Estimated payment

$7,487/mo

Principal & interest$6,448
PMI (est., until 20% equity)$448
Property taxes (actual bill)$306
HOA / condo fee$125
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside St Cloud

Map of 0 CARSON STREET

Drive times from this address

Orlando Int’l Airport (MCO)30 min
Downtown Orlando35 min
Universal Orlando42 min
Walt Disney World47 min

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 182% above the ST CLOUD 34771 median. See the full St Cloud market guide →

Paper trail

This home's history

Jun 23, 2026Listed at $1,195,000 · 26 days on market since

Reality check

What actually sold near 0 CARSON STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1096 NAVAJO DRIVESold · Dec ’25

$150,000

1096 NAVAJO DRIVE · same community

2 bd · 1.5 ba · 528 sqft · $284/sqft · 0 DOM

1094 NAVAJO DRIVESold · Dec ’25

$64,000

1094 NAVAJO DRIVE · same community

3 bd · 2 ba · 924 sqft · $69/sqft · 0 DOM

5290 JONES RDSold · Dec ’25

$315,000

5290 JONES RD · same community

3 bd · 2 ba · 1,066 sqft · $295/sqft · 84 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 0 CARSON STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 CARSON STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

0 CARSON STREET FAQs

What would the monthly payment be for 0 CARSON STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,487/mo — principal and interest, the actual property-tax bill, the $125/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 0 CARSON STREET?+

The association fee works out to $125 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 0 CARSON STREET?+

The most recent tax bill on record (2025) was $3,671. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 0 CARSON STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $1,195,000, this home is listed about 181% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 0 CARSON STREET?+

Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LOKATION · Odair Magalhaes. MLS #O6411364.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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