1012 BANFF DRIVE NE, PALM BAY, FL, 32905
Active48 days on marketListed Jun 2, 2026MLS #O6411401
About this home
1012 BANFF DRIVE NE
Virtually Staged. Pre-Construction. To be built. "Welcome to Country Club Estates, an established, gated community in northeast Palm Bay. Homes in this Brevard County neighborhood are thoughtfully designed with functional layouts, designer-inspired features, and open-concept floor plans to meet your diverse needs. Choose from our most popular home designs offering a 1 or 2-level layout, 2 or 3-car garage, and a variety of homesites, many with water views. Located along Florida’s Space Coast, you are minutes from nearby beaches such as Melbourne Beach, Indialantic Beach, Satellite Beach, and Indian Harbour Beach, as well as many outdoor recreation areas like Turkey Creek Sanctuary, Fred Lee Park, and Andretti Thrill Park. Conveniently located near major highways (I-95, FL-192, and US-1) and 78 miles from Orlando attractions, Country Club Estates offers the perfect blend of coastal living and easy access to Central Florida. The Webber is a spacious 2,210 square feet single-story home featuring four bedrooms and three bathrooms. The kitchen overlooks the dining and living room, while the outdoor patio off the great room provides plenty of natural light throughout the main living area. Tucked away in the front of the home is second bedroom with an ensuite bathroom - perfect for guests! Featuring a spacious primary suite at the rear of the home and three additional bedrooms, the Webber offers comfort and flexibility for a variety of lifestyles. *Photos are from a similar home.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,210
Sqft
0.17 ac
Lot size
3
Garage
2026
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,507 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,507/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2%
$/sqft vs RESERVE AT COUNTRY CLUB LAKES ESTATES
$202 vs $171
Days on market
48 vs 31 typical
Where $202/sqft sits among the 13 homes for sale in RESERVE AT COUNTRY CLUB LAKES ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Malabar Country Club
Drive times from this address
Get to know Palm Bay. See the full Palm Bay guide →
Port Malabar Country Club — neighborhood snapshot
Population
5,466
Median age
47
Median income
$47,689
Median home value
$200,040
Avg household
2
Households w/ children
610
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $329K
Palm Bay median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
13 of 13
RESERVE AT COUNTRY CLUB LAKES ESTATES have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% above the PALM BAY 32905 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 1012 BANFF DRIVE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$458,500
1332 DUNBLANE WAY NE · same community
4 bd · 3 ba · 2,210 sqft · $207/sqft · 53 DOM
Sold · Apr ’26$379,500
816 CASTLEFORD AVENUE · same community
4 bd · 2.5 ba · 2,160 sqft · $176/sqft · 13 DOM
Sold · May ’26$488,500
1412 DUNBLANE WAY NE · same community
5 bd · 3 ba · 2,434 sqft · $201/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 1012 BANFF DRIVE NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1012 BANFF DRIVE NE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1012 BANFF DRIVE NE FAQs
What would the monthly payment be for 1012 BANFF DRIVE NE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,507/mo — principal and interest, the actual property-tax bill, the $61/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1012 BANFF DRIVE NE?+
The association fee works out to $61 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1012 BANFF DRIVE NE?+
The most recent tax bill on record (2026) was $5,593. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1012 BANFF DRIVE NE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Bay?+
At $445,500, this home is listed about 27% above the Palm Bay median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1012 BANFF DRIVE NE?+
Riviera Elementary School (elementary), Palm Bay Magnet Senior High School (high), Stone Magnet Middle School (middle) — Brevard County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SM FLORIDA BROKERAGE LLC · Jason Walzer. MLS #O6411401.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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