7732 SW 94TH CIRCLE, OCALA, FL, 34481
Active24 days on marketListed Jul 1, 2026MLS #O6421514
About this home
7732 SW 94TH CIRCLE
Welcome to effortless resort-style living in Stone Creek, Ocala's premier gated 55+ golf community. This beautifully maintained Noir Coast model offers the perfect blend of comfort, style, thoughtful upgrades, and low-maintenance living, with lawn care and irrigation included through the HOA to help keep your landscaping beautiful year-round. Inside, you'll find an open floor plan filled with natural light, diagonal tile flooring throughout the main living areas, fresh interior paint, updated modern ceiling fans, and a spacious gathering room that flows seamlessly into the sunroom and expansive screened birdcage lanai overlooking a peaceful nature berm—an ideal setting for morning coffee, evening relaxation, or entertaining friends. The kitchen is both functional and inviting, featuring rich espresso cabinetry, granite countertops, stainless steel appliances, a modern kitchen faucet, a raised comfort-height dishwasher, a beautiful glass tile backsplash, recessed lighting, and a cozy breakfast nook overlooking the living space. The bedrooms showcase elegant Brazilian hardwood flooring, adding warmth, character, and timeless sophistication while creating a comfortable and inviting retreat at the end of each day. The Owner's Suite offers peaceful backyard views, a generous walk-in closet, and an ensuite bath with a granite vanity, a glass-enclosed walk-in shower, and updated modern fixtures. The guest bath has also been tastefully updated with modern fixtures, creating a fresh and cohesive look throughout the home. Additional upgrades continue into the garage, where you'll find an attractive epoxy-coated floor that provides a clean, finished appearance, a convenient utility sink that's perfect for cleaning up after a day of gardening or hobbies, and a whole-home water softener system for added comfort and convenience. Outside, attractive brick accents, professionally designed landscaping, decorative curbing, and rock beds create outstanding curb appeal, while the oversized screened birdcage lanai extends your living space year-round. Living in Stone Creek means enjoying championship golf, resort-style pools, pickleball and tennis courts, a state-of-the-art fitness center, walking trails, clubs, entertainment, and countless opportunities to stay active and connected—all within one of Ocala's premier active adult communities. Whether you're looking for a full-time residence or the next chapter of retirement, this home offers the comfort, convenience, thoughtful upgrades, and exceptional lifestyle that make Stone Creek one of Ocala's most sought-after 55+ communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,423
Sqft
0.13 ac
Lot size
2
Garage
2016
Year built
One
Levels
$165
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,397 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,397/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.3%
$/sqft vs Ocala actives
$165 vs $181
Days on market
24 vs 43 typical
Where $165/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
155 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 7732 SW 94TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$308,000
7807 SW 97TH CIRCLE · same community
2 bd · 2 ba · 1,795 sqft · $172/sqft · 131 DOM
Sold · Sep ’25$183,000
9001 SW 91ST CIRCLE
3 bd · 2 ba · 1,422 sqft · $129/sqft · 66 DOM
Sold · Oct ’25$205,000
9117 SW 93RD CIRCLE
3 bd · 2 ba · 1,428 sqft · $144/sqft · 65 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 7732 SW 94TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7732 SW 94TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7732 SW 94TH CIRCLE FAQs
What would the monthly payment be for 7732 SW 94TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,397/mo — principal and interest, the actual property-tax bill, the $417/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7732 SW 94TH CIRCLE?+
The association fee works out to $417 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7732 SW 94TH CIRCLE?+
The most recent tax bill on record (2025) was $3,999. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7732 SW 94TH CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $234,900, this home is listed about 21% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7732 SW 94TH CIRCLE?+
Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY. MLS #O6421514.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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