2681 SW 161ST LOOP, OCALA, FL, 34473
Active13 days on marketListed Jul 10, 2026MLS #O6423912
About this home
2681 SW 161ST LOOP
This model offers a modern style with 4 comfortable bedrooms and 3 tiled bathrooms, a spacious open area in which to provide big family gatherings. It also comes with a full kitchen with stainless steel appliances such as fridge, stove, dishwasher and microwave oven, as well as an island and a roomy pantry. Beautiful granite countertops installed in the kitchen and the bathrooms, and tile flooring in all rooms, great for easy home maintenance.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,827
Sqft
0.3 ac
Lot size
2
Garage
2025
Year built
One
Levels
$164
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,098 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,098/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.9%
$/sqft vs MARION OAKS UN 04
$164 vs $175
Days on market
13 vs 43 typical
Where $164/sqft sits among the 37 homes for sale in MARION OAKS UN 04
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
25,030
Median age
39.4
Median income
$70,559
Median home value
$242,400
Avg household
2.98
Households w/ children
3,117
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
8 of 37
MARION OAKS UN 04 have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 2681 SW 161ST LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$317,000
16596 SW 31ST CIRCLE · same community
4 bd · 2 ba · 1,799 sqft · $176/sqft · 85 DOM
Sold · Jun ’26$315,000
2602 SW 162ND LANE · same community
4 bd · 2 ba · 1,799 sqft · $175/sqft · 113 DOM
Sold · Feb ’26$329,900
697 MARION OAKS LN · same community
4 bd · 2 ba · 1,873 sqft · $176/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 2681 SW 161ST LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2681 SW 161ST LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2681 SW 161ST LOOP FAQs
What would the monthly payment be for 2681 SW 161ST LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,098/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2681 SW 161ST LOOP?+
The most recent tax bill on record (2024) was $549. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2681 SW 161ST LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $298,990, this home is priced right at the Ocala median.
Which schools are assigned to 2681 SW 161ST LOOP?+
Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Paola Sierra. MLS #O6423912.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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