
124 ESTATES CIRCLE, LAKE MARY, FL, 32746
Active0 days on marketListed Jul 24, 2026MLS #O6427975
About this home
124 ESTATES CIRCLE
Welcome home to this timeless 4-bedroom, 3-bathroom residence featuring a massive screened lanai and an expansive, tree-lined backyard, perfectly situated in a prime Lake Mary location! The home greets you with striking architectural details, seamlessly blending modern living with charming vintage aesthetics, including soaring high ceilings, a dramatic floor-to-ceiling fireplace, elegant French doors, low-maintenance flooring, classic floral wallpaper accents, and a distinctive round porthole window in the walk-in closet. One of the standout features is the incredibly spacious covered and screened patio that seamlessly extends your living space, making it ideal for relaxing or entertaining while enjoying Florida's outdoor lifestyle year-round. The kitchen is fully equipped for everyday living, showcasing gorgeous granite countertops, an island breakfast bar, and brand-new stainless steel appliances, including a new range and refrigerator. The bedrooms are generously sized, including a primary suite with a custom walk-in closet and a luxurious ensuite bathroom featuring a dual-sink granite vanity and a deep garden tub. Located in a highly desirable, top-rated school district, this community offers convenient access to Colonial Town Park's vibrant shopping and dining, the scenic Cross Seminole Trail, and major roadways like I-4 and the 417, putting downtown Orlando and the beaches within easy reach. With its practical layout, unique style touches, and unbeatable Seminole County location, this Lake Mary home won't last long, so schedule your showing today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,021
Sqft
603 ac
Lot size
2
Garage
1990
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$186 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$186/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Crystal Lake Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
Crystal Lake Estates — neighborhood snapshot
Population
134
Median age
44
Median income
$112,292
Median home value
$335,800
Avg household
3
Households w/ children
18%
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LAKE MARY 32746 median. See the full Lake Mary market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 124 ESTATES CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 124 ESTATES CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
124 ESTATES CIRCLE FAQs
What would the monthly payment be for 124 ESTATES CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $186/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 124 ESTATES CIRCLE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Monthly Pet Fee, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Mary?+
At $3,600, this home is listed about 99% below the Lake Mary median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 124 ESTATES CIRCLE?+
Lake Mary Elementary School (elementary), Seminole High School (high), Millennium Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKE MARY 32746 market on paper
$3,600 is 99% below the LAKE MARY 32746 median of $399,000, and at $1/sqft it sits under the Lake Mary average of $246.
02Fresh on the market
Listed today in a Lake Mary market that averages 42 — if it fits, move quickly.
03Strong assigned schools
Lake Mary Elementary School, Seminole High School, Millennium Middle School — Lake Mary Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of THE LISTING REAL ESTATE MANAGEMENT · Jobe Peterson. MLS #O6427975.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lake Mary homes, in your inbox
Like 124 ESTATES CIRCLE but not quite? A daily digest of every new listing in Lake Mary — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask John to ping you on any price or status change →