John Carpenter
$164,0002 bd2 ba957 sqft$171 /sqft$2,021 /mo all-in ↓

12544 FLORIDAYS RESORT DRIVE UNIT 106B, ORLANDO, FL, 32821

Active9 days on marketListed Jul 31, 2026MLS #O6428131

Priced 31% below the ORLANDO 32821 medianFully furnishedCondo - HotelFLORIDAYS ORLANDO RESIDENCE

About this home

12544 FLORIDAYS RESORT DRIVE UNIT 106B

Welcome to a prime opportunity to own in Floridays, one of Orlando’s favorite family resorts, which received the 2026 TripAdvisor Travelers’ Choice Award for the fourth year in a row! This stunning first floor condo comes fully furnished and is located in building B, next to the main Resort pool, with its screened patio facing one of the Resort ponds. The apartment features a fully-equipped kitchen with an island, a spacious open-concept living and dining area, and a large master bedroom with an en suite bathroom, complete with a jacuzzi tub and walk-in shower. The second bedroom comfortably accommodates guests with two full beds. Recent upgrades include a HVAC system installed in 2020, as well as new mattresses in the second bedroom, a sofabed, accent chairs, and more. Washer/Dryer and dishwasher were replaced in May 2026. Just three miles from Disney World and SeaWorld, this property offers unparalleled access to Orlando’s top attractions. The resort features an array of luxurious amenities, including an expansive pool with a water playscape, a second pool with a gazebo and lake view, a fitness center, a poolside bar, and a game room, all nestled within 20 acres of beautifully landscaped, tropical grounds. The property is conveniently located near restaurants, shops, and the Lake Buena Vista Premium Outlets, making it a perfect base for vacationers. Floridays is an exceptional investment for short-term rentals or as a vacation home. You can enjoy your apartment during your vacation while generating rental income the rest of the year. The HOA fee includes water and electricity, making ownership simple and hassle-free. Short term rental or vacation home only.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

957

Sqft

0.02 ac

Lot size

2006

Year built

One

Levels

$171

Per sqft

Water viewFurnishedPets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorAttic Fan
LaundryLaundry Closet
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofConcrete · Tile
ConstructionBlock · Cement Siding · Concrete
FoundationConcrete Perimeter · Slab
ViewWater
FacesEast
ExteriorBalcony

Community & fees

HOA fee$822/mo
Taxes (2025)$3,398/yr
PetsYes
CommunityPool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,021 /mo · 30% down, 30-yr fixed at 6.9%

Principal & interest$756
Property tax — 2025 actual bill$283
Condo fee — from the listing$822
Insurance (FL estimate)$160

Why the rate is different here

Loan typeCondo-hotel / non-warrantableTypical down payment30%+Rate premium+0.5–1.0%

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote for a condo-hotel in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Down payment30% · $49,200
Interest rate6.90%
Loan term

Estimated payment

$2,021/mo

Principal & interest$756
Property taxes (actual bill)$283
HOA / condo fee$822
Est. insurance$160

Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $164K
$147KedgeAI estimate $159,298 · range $153K$184K$191K

vs edgeAI estimate

+3%

$/sqft vs FLORIDAYS ORLANDO RESIDENCE

$171 vs $199

Days on market

9 vs 42 typical

Where $171/sqft sits among the 10 homes for sale in FLORIDAYS ORLANDO RESIDENCE

1 · this home
3
2
1
0
3
$166–178$178–189$189–201$201–212$212–224$224+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orlando

Map of 12544 FLORIDAYS RESORT DRIVE UNIT 106B

Drive times from this address

Universal Orlando13 min
Walt Disney World14 min
Downtown Orlando19 min
Orlando Int’l Airport (MCO)23 min
Downtown Tampa73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

ORLANDO 32821 — neighborhood snapshot

Population

21,765

Median age

31.6

Median income

$59,927

Median home value

$300,300

Avg household

2.29

Households w/ children

2,302

For the school run

Orange County School District

ElementarySunshine Elementary★★★★
HighLake Buena Vista High School★★★★★
MiddleFreedom Middle★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

2 of 10

FLORIDAYS ORLANDO RESIDENCE have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% below the ORLANDO 32821 median. See the full Orlando market guide →

Paper trail

This home's history

Jul 31, 2026Listed at $164,000 · 9 days on market since
2006Built · FLORIDAYS ORLANDO RESIDENCE

Reality check

What actually sold near 12544 FLORIDAYS RESORT DRIVE UNIT 106B

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12527 FLORIDAYS RESORT DRIVE UNIT 410ESold · Oct ’25

$188,500

12527 FLORIDAYS RESORT DRIVE UNIT 410E · same community

2 bd · 2 ba · 957 sqft · $197/sqft · 37 DOM

12527 FLORIDAYS RESORT DRIVE UNIT 205ESold · Apr ’26

$159,000

12527 FLORIDAYS RESORT DRIVE UNIT 205E · same community

2 bd · 2 ba · 957 sqft · $166/sqft · 7 DOM

12538 FLORIDAYS RESORT DRIVE UNIT 406CSold · Mar ’26

$155,000

12538 FLORIDAYS RESORT DRIVE UNIT 406C · same community

2 bd · 2 ba · 957 sqft · $162/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 12544 FLORIDAYS RESORT DRIVE UNIT 106B — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12544 FLORIDAYS RESORT DRIVE UNIT 106B — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

12544 FLORIDAYS RESORT DRIVE UNIT 106B FAQs

What would the monthly payment be for 12544 FLORIDAYS RESORT DRIVE UNIT 106B?+

With 30% down on a 30-year condo-hotel loan at 6.9%, the all-in payment lands around $2,021/mo — principal and interest, the actual property-tax bill, the $822/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12544 FLORIDAYS RESORT DRIVE UNIT 106B?+

The association fee works out to $822 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12544 FLORIDAYS RESORT DRIVE UNIT 106B?+

The most recent tax bill on record (2025) was $3,398. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12544 FLORIDAYS RESORT DRIVE UNIT 106B?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $164,000, this home is listed about 58% below the Orlando median of $394,900. The market section on this page shows how the area is trending.

Which schools are assigned to 12544 FLORIDAYS RESORT DRIVE UNIT 106B?+

Sunshine Elementary (elementary), Lake Buena Vista High School (high), Freedom Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ORLANDO 32821 market on paper

$164,000 is 31% below the ORLANDO 32821 median of $239,000, and at $171/sqft it sits under the Orlando average of $263.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03The trade-off to know about

Condo-hotel units use specialty financing — expect a larger down payment and a rate premium, or an all-cash purchase. Our lender partners quote these weekly; the cost panel below reflects standard financing, so ask us for the real quote.

Listing courtesy of COLDWELL BANKER REALTY · Stephane Loth. MLS #O6428131.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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